Bethel A M E Church Credit Union Chicago, Illinois
Bethel A M E Church Credit Union is a state-chartered credit union headquartered in Chicago, IL, established in 1974 (NCUA charter 65680), and it is regulated and insured by the NCUA. At Q2 2026 it reported 88 members and total assets of $50K (down 6.0% from Q2 2025), the 185th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 16.64% at Q2 2026, in the well capitalized band.
Also written as Bethel AME Church CU
BankRegReports is independent of Bethel A M E Church Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65680
- Headquarters
- Chicago, IL
- Established
- 1974
- Total assets, Q2 2026
- $50K
- Assets vs Q2 2025
- -6.0%
- Members, Q2 2026
- 88
- Net worth ratio, Q2 2026
- 16.64%
- Latest call report
- Q2 2026, NCUA 5300 · Bethel A M E Church Credit Union call report
- Asset rank in state
- 185th of 185 in Illinois
- Routing number
- 271077493
- Branches
- 1
It has 1 fewer member than on June 30, 2025 (-1.1%). Its net worth ratio was down 0.05 percentage points from 16.69% on June 30, 2025.
Frequently asked about Bethel A M E Church Credit Union
How big is Bethel A M E Church Credit Union?
At Q2 2026 it reported total assets of $50K and 88 members.
Where is Bethel A M E Church Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was Bethel A M E Church Credit Union founded?
It was established in 1974, per NCUA records.
Is Bethel A M E Church Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65680): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Bethel A M E Church Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Bethel A M E Church Credit Union well capitalized?
Its net worth ratio was 16.64% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
Credit Union Profile
- Headquarters
- Chicago, IL 60653
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1974
- NCUA Charter #
- 65680
- RSSD ID
- 369499
- Members
- 88
- Potential members
- 150
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 3 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 16.64% | 14.31% | 61st above |
| Return on assets Middle half of peers: 0.16% to 1.30% | -5.44% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -32.72% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 1.82% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | not on file | 58.92% | not on file |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$50K total assets against $54K; $42K total shares and deposits against $45K.
$8K net worth against $9K.
16.64% net worth ratio against 16.69%.
-5.44% return on assets against -3.15%; -32.72% return on equity against -18.89%.
88 members against 89.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.64% | -5.44% | — | — |
| March 31, 2026 | 17.65% | -1.34% | — | — |
| December 31, 2025 | 16.81% | 0.49% | — | — |
| September 30, 2025 | 16.68% | -0.75% | — | — |
| June 30, 2025 | 16.69% | -3.15% | — | — |
| March 31, 2025 | 17.23% | -1.87% | — | — |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.