Saint Helena Parish Credit Union Chicago, Illinois
Saint Helena Parish Credit Union is a state-chartered credit union headquartered in Chicago, IL, established in 1984 (NCUA charter 66296), and it is regulated and insured by the NCUA. At Q2 2026 it reported 149 members and total assets of $324K (up 9.7% from Q2 2025), the 179th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 9.50% at Q2 2026, in the well capitalized band.
Also written as Saint Helena Parish CU
BankRegReports is independent of Saint Helena Parish Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66296
- Headquarters
- Chicago, IL
- Established
- 1984
- Total assets, Q2 2026
- $324K
- Assets vs Q2 2025
- +9.7%
- Members, Q2 2026
- 149
- Net worth ratio, Q2 2026
- 9.50%
- Latest call report
- Q2 2026, NCUA 5300 · Saint Helena Parish Credit Union call report
- Asset rank in state
- 179th of 185 in Illinois
- Routing number
- 071093305
- Branches
- 2
It has 2 more members than on June 30, 2025 (+1.4%). Its net worth ratio was down 8.29 percentage points from 17.79% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $110K of $147K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Frequently asked about Saint Helena Parish Credit Union
How big is Saint Helena Parish Credit Union?
At Q2 2026 it reported total assets of $324K and 149 members.
Where is Saint Helena Parish Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was Saint Helena Parish Credit Union founded?
It was established in 1984, per NCUA records.
Is Saint Helena Parish Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66296): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Saint Helena Parish Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Saint Helena Parish Credit Union well capitalized?
Its net worth ratio was 9.50% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Saint Helena Parish Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 51.43% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chicago, IL 60628
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1984
- NCUA Charter #
- 66296
- RSSD ID
- 961790
- Members
- 149
- Potential members
- 175
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 3 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.50% | 14.31% | 13th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | -3.09% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -32.50% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.48% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 51.43% | 58.92% | 39th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$324K total assets against $295K; $287K total shares and deposits against $243K; $147K total loans against $128K.
$31K net worth against $53K.
9.50% net worth ratio against 17.79%.
51.43% loan-to-share ratio against 52.59%.
-3.09% return on assets against -2.99%; -32.50% return on equity against -16.83%.
149 members against 147.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.50% | -3.09% | — | 51.43% |
| March 31, 2026 | 10.35% | 1.35% | — | 51.97% |
| December 31, 2025 | 10.68% | -23.68% | — | 56.53% |
| September 30, 2025 | 16.54% | -3.64% | — | 56.36% |
| June 30, 2025 | 17.79% | -2.99% | — | 52.59% |
| March 31, 2025 | 18.58% | 30.96% | — | 54.91% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.