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Brantwood Credit Union Brantwood, Wisconsin

Brantwood Credit Union is a state-chartered credit union headquartered in Brantwood, WI, established in 1932 (NCUA charter 67003), and it is regulated and insured by the NCUA. At Q2 2026 it reported 784 members and total assets of $7.3M (up 5.0% from Q2 2025), the 87th largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 9.43% at Q2 2026, in the well capitalized band.

Also written as Brantwood CU

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Brantwood, WI Credit Union Est. 1932 NCUA #67003 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
67003
Headquarters
Brantwood, WI
Established
1932
Total assets, Q2 2026
$7.3M
Assets vs Q2 2025
+5.0%
Members, Q2 2026
784
Net worth ratio, Q2 2026
9.43%
Latest call report
Q2 2026, NCUA 5300 · Brantwood Credit Union call report
Asset rank in state
87th of 98 in Wisconsin
Routing number
291580232
Branches
1

It has 49 fewer members than on June 30, 2025 (-5.9%). Its net worth ratio was down 1.13 percentage points from 10.56% on June 30, 2025. Used vehicle loans are its largest loan category, $3.6M of $5.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 5.51% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 9.43% net worth ratio is below that band's 14.31% median.

Frequently asked about Brantwood Credit Union

How big is Brantwood Credit Union?

At Q2 2026 it reported total assets of $7.3M and 784 members.

Where is Brantwood Credit Union headquartered?

It is headquartered in Brantwood, WI, United States.

When was Brantwood Credit Union founded?

It was established in 1932, per NCUA records.

Is Brantwood Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67003): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Brantwood Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Brantwood Credit Union well capitalized?

Its net worth ratio was 9.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Brantwood Credit Union's delinquency ratio?

Its delinquency ratio was 5.51% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Brantwood Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 83.51% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Brantwood, WI 54513
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1932
NCUA Charter #
67003
RSSD ID
814195
Members
784
Potential members
1,100

Size & Membership

Total assets $7.3M
Total shares & deposits $6.6M
Total loans $5.5M
  Used vehicle loans$3.6M
  Other secured non-real estate loans and lines of credit$1.3M
  New vehicle loans$606K
Members 784

Profitability

Q2 annualized
Return on assets (ROA) 0.49%YTD -0.81%
Return on equity (ROE) 5.19%YTD -8.32%
Net interest margin 3.71%YTD 3.73%
Efficiency ratio 66.73%
Cost of funds 2.42%

Capital & Asset Quality

Net worth $687K
Net worth ratio 9.43%
Net worth category Well capitalized
Delinquency ratio 5.51%
Loan-to-share ratio 83.51%
Yield on assets 6.13%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 9.43% 14.31% 12th bottom
Return on assets Middle half of peers: 0.16% to 1.30% 0.49% 0.72% 40th below
Return on equity Middle half of peers: 1.04% to 8.69% 5.19% 4.74% 53rd above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.71% 3.93% 41st below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 66.73% 79.83% 77th top
Cost of funds Middle half of peers: 0.37% to 1.23% 2.42% 0.78% under 10th bottom
Delinquency ratio Middle half of peers: 0.35% to 1.93% 5.51% 0.86% under 10th bottom
Yield on assets Middle half of peers: 4.21% to 5.32% 6.13% 4.70% over 90th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 83.51% 58.92% 84th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$7.3M total assets against $6.9M; $6.6M total shares and deposits against $6.2M; $5.5M total loans against $5.4M.

Net worth CSV: Pro

$687K net worth against $736K.

Net worth ratio CSV: Pro

9.43% net worth ratio against 10.56%.

Loan-to-share ratio CSV: Pro

83.51% loan-to-share ratio against 87.24%.

Delinquency ratio CSV: Pro

5.51% delinquency ratio against 11.59%.

Return on assets and return on equity CSV: Pro

0.49% return on assets against 0.62%; 5.19% return on equity against 5.78%.

Net interest margin CSV: Pro

3.71% net interest margin against 3.61%.

Members CSV: Pro

784 members against 833.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 9.43% 0.49% 5.51% 83.51%
March 31, 2026 9.40% -2.12% 7.05% 80.85%
December 31, 2025 9.94% 0.56% 7.63% 81.82%
September 30, 2025 9.67% 0.01% 8.02% 82.55%
June 30, 2025 10.56% 0.62% 11.59% 87.24%
March 31, 2025 10.62% -0.28% 7.01% 88.45%

Scroll sideways to see every column.

Watch flags

Delinquency at 5.51%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.