Wisconsin Latvian Credit Union, Incorporated Milwaukee, Wisconsin
Wisconsin Latvian Credit Union, Incorporated is a state-chartered credit union headquartered in Milwaukee, WI, established in 1961 (NCUA charter 66686), and it is regulated and insured by the NCUA. At Q2 2026 it reported 369 members and total assets of $3.2M (up 0.3% from Q2 2025), the 90th largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 9.77% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66686
- Headquarters
- Milwaukee, WI
- Established
- 1961
- Total assets, Q2 2026
- $3.2M
- Assets vs Q2 2025
- +0.3%
- Members, Q2 2026
- 369
- Net worth ratio, Q2 2026
- 9.77%
- Latest call report
- Q2 2026, NCUA 5300 · Wisconsin Latvian Credit Union, Incorporated call report
- Asset rank in state
- 90th of 98 in Wisconsin
- Routing number
- 275082442
- Branches
- 1
It has 5 fewer members than on June 30, 2025 (-1.3%). Its net worth ratio was down 0.20 percentage points from 9.97% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $953K of $1.4M in total loans on its June 30, 2026 filing.
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Frequently asked about Wisconsin Latvian Credit Union, Incorporated
How big is Wisconsin Latvian Credit Union, Incorporated?
At Q2 2026 it reported total assets of $3.2M and 369 members.
Where is Wisconsin Latvian Credit Union, Incorporated headquartered?
It is headquartered in Milwaukee, WI, United States.
When was Wisconsin Latvian Credit Union, Incorporated founded?
It was established in 1961, per NCUA records.
Is Wisconsin Latvian Credit Union, Incorporated FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66686): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Wisconsin Latvian Credit Union, Incorporated?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Wisconsin Latvian Credit Union, Incorporated well capitalized?
Its net worth ratio was 9.77% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Wisconsin Latvian Credit Union, Incorporated's loan-to-share ratio?
Its loan-to-share ratio was 49.25% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Milwaukee, WI 53211
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1961
- NCUA Charter #
- 66686
- RSSD ID
- 20398
- Members
- 369
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 5 ranked measures and in the bottom quartile on 5.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.77% | 14.31% | 15th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.02% | 0.72% | 23rd bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.23% | 4.74% | 23rd bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.37% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.91% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.27% | 4.70% | 28th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 49.25% | 58.92% | 35th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.2M total assets against $3.1M; $2.8M total shares and deposits against $2.8M; $1.4M total loans against $1.4M.
$309K net worth against $314K.
9.77% net worth ratio against 9.97%.
49.25% loan-to-share ratio against 50.04%.
0.02% return on assets against 0.41%; 0.23% return on equity against 4.11%.
2.37% net interest margin against 2.40%.
369 members against 374.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.77% | 0.02% | — | 49.25% |
| March 31, 2026 | 10.10% | 0.06% | — | 51.61% |
| December 31, 2025 | 9.99% | -1.30% | — | 49.90% |
| September 30, 2025 | 10.27% | 0.51% | — | 49.54% |
| June 30, 2025 | 9.97% | 0.41% | — | 50.04% |
| March 31, 2025 | 9.78% | 0.48% | — | 53.85% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.