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Broadview Federal Credit Union Albany, New York

Broadview Federal Credit Union is a federal credit union headquartered in Albany, NY, established in 1934 (NCUA charter 51), and it is regulated and insured by the NCUA. At Q2 2026 it reported 516,899 members and total assets of $9.36B (up 2.7% from Q2 2025), the 5th largest of 267 credit unions headquartered in New York. Its net worth ratio was 9.00% at Q2 2026, in the well capitalized band.

Also written as Broadview FCU · Trade name filed with the NCUA: Broadview

BankRegReports is independent of Broadview Federal Credit Union and never asks for online banking logins or passwords.

Albany, NY Credit Union Est. 1934 NCUA #51 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
51
Headquarters
Albany, NY
Established
1934
Total assets, Q2 2026
$9.36B
Assets vs Q2 2025
+2.7%
Members, Q2 2026
516,899
Net worth ratio, Q2 2026
9.00%
Latest call report
Q2 2026, NCUA 5300 · Broadview Federal Credit Union call report
Asset rank in state
5th of 267 in New York
Routing number
221373383
Branches
62

It has 10,571 more members than on June 30, 2025 (+2.1%). Its net worth ratio was up 0.44 percentage points from 8.56% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $4.34B of $7.08B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.80% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.00% net worth ratio is below that band's 10.89% median.

Credit unions merged into Broadview Federal Credit Union

Capital Communications Federal Credit Union (2022) · Health Employees Federal Credit Union (2018)

Frequently asked about Broadview Federal Credit Union

How big is Broadview Federal Credit Union?

At Q2 2026 it reported total assets of $9.36B and 516,899 members.

Where is Broadview Federal Credit Union headquartered?

It is headquartered in Albany, NY, United States.

When was Broadview Federal Credit Union founded?

It was established in 1934, per NCUA records.

Is Broadview Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 51): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Broadview Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Broadview Federal Credit Union well capitalized?

Its net worth ratio was 9.00% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Broadview Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.80% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Broadview Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 83.22% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Albany, NY 12205
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1934
NCUA Charter #
51
RSSD ID
954970
Members
516,899
Potential members
1,763,996

Size & Membership

Total assets $9.36B
Total shares & deposits $8.50B
Total loans $7.08B
  1- to 4-family residential and other consumer real estate loans$4.34B
  New vehicle loans$1.28B
  Commercial loans$763.4M
  Other unsecured loans and lines of credit$226.1M
  Used vehicle loans$191.7M
  Unsecured credit card loans$186.4M
  Other secured non-real estate loans and lines of credit$61.4M
  Non-federally guaranteed student loans$18.6M
Members 516,899

Profitability

Q2 annualized
Return on assets (ROA) 0.80%YTD 0.65%
Return on equity (ROE) 9.07%YTD 7.34%
Net interest margin 3.15%YTD 3.15%
Efficiency ratio 74.45%
Cost of funds 1.38%

Capital & Asset Quality

Net worth $823.3M
Net worth ratio 9.00%
Net worth category Well capitalized
Delinquency ratio 0.80%
Loan-to-share ratio 83.22%
Yield on assets 4.54%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 9.00% 10.89% 11th bottom
Return on assets Middle half of peers: 0.59% to 1.25% 0.80% 0.89% 42nd below
Return on equity Middle half of peers: 5.37% to 10.92% 9.07% 8.07% 59th above
Net interest margin Middle half of peers: 3.05% to 3.80% 3.15% 3.45% 32nd below
Efficiency ratio Middle half of peers: 63.16% to 77.23% 74.45% 70.59% 35th below
Cost of funds Middle half of peers: 1.37% to 1.99% 1.38% 1.68% 74th above
Delinquency ratio Middle half of peers: 0.45% to 1.05% 0.80% 0.68% 42nd below
Yield on assets Middle half of peers: 4.70% to 5.46% 4.54% 5.12% 17th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 83.22% 88.03% 38th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$9.36B total assets against $9.11B; $8.50B total shares and deposits against $8.10B; $7.08B total loans against $6.75B.

Net worth

$823.3M net worth against $763.2M.

Net worth ratio

9.00% net worth ratio against 8.56%.

Loan-to-share ratio

83.22% loan-to-share ratio against 83.43%.

Delinquency ratio

0.80% delinquency ratio against 0.71%.

Return on assets and return on equity

0.80% return on assets against 0.52%; 9.07% return on equity against 6.22%.

Net interest margin

3.15% net interest margin against 2.88%.

Members

516,899 members against 506,328.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 9.00% 0.80% 0.80% 83.22%
March 31, 2026 8.86% 0.48% 0.64% 83.57%
December 31, 2025 8.82% 0.78% 0.85% 85.07%
September 30, 2025 8.78% 0.91% 0.78% 86.09%
June 30, 2025 8.56% 0.52% 0.71% 83.43%
March 31, 2025 8.45% 0.24% 0.64% 85.25%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.