Hudson Valley Federal Credit Union Poughkeepsie, New York
Hudson Valley Federal Credit Union is a federal credit union headquartered in Poughkeepsie, NY, established in 1963 (NCUA charter 24984), and it is regulated and insured by the NCUA. At Q2 2026 it reported 391,041 members and total assets of $8.05B, the 6th largest of 267 credit unions headquartered in New York. Its net worth ratio was 10.56% at Q2 2026, in the well capitalized band.
Also written as Hudson Valley FCU · Trade names filed with the NCUA: Marist Red Fox Financial and HVCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24984
- Headquarters
- Poughkeepsie, NY
- Established
- 1963
- Total assets, Q2 2026
- $8.05B
- Members, Q2 2026
- 391,041
- Net worth ratio, Q2 2026
- 10.56%
- Latest call report
- Q2 2026, NCUA 5300 · Hudson Valley Federal Credit Union call report
- Asset rank in state
- 6th of 267 in New York
- Routing number
- 221979363
- Branches
- 42
1- to 4-family residential and other consumer real estate loans are its largest loan category, $2.31B of $5.05B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.60% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.56% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in New York
Credit unions merged into Hudson Valley Federal Credit Union
Frequently asked about Hudson Valley Federal Credit Union
How big is Hudson Valley Federal Credit Union?
At Q2 2026 it reported total assets of $8.05B and 391,041 members.
Where is Hudson Valley Federal Credit Union headquartered?
It is headquartered in Poughkeepsie, NY, United States.
When was Hudson Valley Federal Credit Union founded?
It was established in 1963, per NCUA records.
Is Hudson Valley Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24984): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Hudson Valley Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Hudson Valley Federal Credit Union well capitalized?
Its net worth ratio was 10.56% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Hudson Valley Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.60% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Hudson Valley Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 70.07% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Poughkeepsie, NY 12603
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1963
- NCUA Charter #
- 24984
- RSSD ID
- 483180
- Members
- 391,041
- Potential members
- 3,437,970
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.56% | 10.89% | 42nd below |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.08% | 0.89% | under 10th bottom |
| Return on equity Middle half of peers: 5.37% to 10.92% | 0.78% | 8.07% | under 10th bottom |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.18% | 3.45% | 33rd below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 89.08% | 70.59% | under 10th bottom |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.78% | 1.68% | 42nd below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.60% | 0.68% | 59th above |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.96% | 5.12% | 40th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 70.07% | 88.03% | 17th position only |
Quarterly trends
Last 2 quarters of 5300 filings. How these charts are built
$8.05B total assets; $7.21B total shares and deposits; $5.05B total loans.
$849.9M net worth.
10.56% net worth ratio.
70.07% loan-to-share ratio.
0.60% delinquency ratio.
0.08% return on assets; 0.78% return on equity.
3.18% net interest margin.
391,041 members.
Quarterly trend: last 2 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.56% | 0.08% | 0.60% | 70.07% |
| March 31, 2026 | 10.53% | 0.19% | 0.59% | 67.71% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.