Co-Ne Federal Credit Union Julesburg, Colorado
Co-Ne Federal Credit Union is a federal credit union headquartered in Julesburg, CO, established in 1966 (NCUA charter 17250), and it is regulated and insured by the NCUA. At Q2 2026 it reported 649 members and total assets of $4.2M (down 11.8% from Q2 2025), the 58th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 8.73% at Q2 2026, in the well capitalized band.
Also written as Co-Ne FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 17250
- Headquarters
- Julesburg, CO
- Established
- 1966
- Total assets, Q2 2026
- $4.2M
- Assets vs Q2 2025
- -11.8%
- Members, Q2 2026
- 649
- Net worth ratio, Q2 2026
- 8.73%
- Latest call report
- Q2 2026, NCUA 5300 · Co-Ne Federal Credit Union call report
- Asset rank in state
- 58th of 61 in Colorado
- Routing number
- 302176849
- Branches
- 2
It has 48 fewer members than on June 30, 2025 (-6.9%). Its net worth ratio was up 0.83 percentage points from 7.90% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $809K of $2.5M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Colorado
Frequently asked about Co-Ne Federal Credit Union
How big is Co-Ne Federal Credit Union?
At Q2 2026 it reported total assets of $4.2M and 649 members.
Where is Co-Ne Federal Credit Union headquartered?
It is headquartered in Julesburg, CO, United States.
When was Co-Ne Federal Credit Union founded?
It was established in 1966, per NCUA records.
Is Co-Ne Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 17250): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Co-Ne Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Co-Ne Federal Credit Union well capitalized?
Its net worth ratio was 8.73% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Co-Ne Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 65.95% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Julesburg, CO 80737
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1966
- NCUA Charter #
- 17250
- RSSD ID
- 146289
- Members
- 649
- Potential members
- 3,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 8.73% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.41% | 0.72% | 36th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.71% | 4.74% | 50th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.88% | 3.93% | 83rd top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 93.43% | 79.83% | 23rd bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.66% | 0.78% | 57th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.54% | 4.70% | 79th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 65.95% | 58.92% | 60th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.2M total assets against $4.8M; $3.9M total shares and deposits against $4.4M; $2.5M total loans against $2.8M.
$370K net worth against $379K.
8.73% net worth ratio against 7.90%.
65.95% loan-to-share ratio against 64.24%.
0.41% return on assets against -1.35%; 4.71% return on equity against -17.14%.
4.88% net interest margin against 3.78%.
649 members against 697.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 8.73% | 0.41% | — | 65.95% |
| March 31, 2026 | 8.17% | -0.64% | — | 62.83% |
| December 31, 2025 | 8.14% | -0.74% | — | 66.04% |
| September 30, 2025 | 8.44% | 0.17% | — | 66.86% |
| June 30, 2025 | 7.90% | -1.35% | 2.57% | 64.24% |
| March 31, 2025 | 9.08% | -1.13% | — | 69.06% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.