College and University Credit Union Chicago, Illinois
College and University Credit Union is a state-chartered credit union headquartered in Chicago, IL, established in 1967 (NCUA charter 60688), and it is regulated and insured by the NCUA. At Q2 2026 it reported 363 members and total assets of $1.4M (up 7.5% from Q2 2025), the 162nd largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 11.24% at Q2 2026, in the well capitalized band.
Also written as College and University CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60688
- Headquarters
- Chicago, IL
- Established
- 1967
- Total assets, Q2 2026
- $1.4M
- Assets vs Q2 2025
- +7.5%
- Members, Q2 2026
- 363
- Net worth ratio, Q2 2026
- 11.24%
- Latest call report
- Q2 2026, NCUA 5300 · College and University Credit Union call report
- Asset rank in state
- 162nd of 185 in Illinois
- Routing number
- 271078366
- Branches
- 1
It has 11 more members than on June 30, 2025 (+3.1%). Its net worth ratio was down 0.30 percentage points from 11.54% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $92K of $132K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.31% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.24% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about College and University Credit Union
How big is College and University Credit Union?
At Q2 2026 it reported total assets of $1.4M and 363 members.
Where is College and University Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was College and University Credit Union founded?
It was established in 1967, per NCUA records.
Is College and University Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60688): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates College and University Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is College and University Credit Union well capitalized?
Its net worth ratio was 11.24% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is College and University Credit Union's delinquency ratio?
Its delinquency ratio was 0.31% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is College and University Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 10.61% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chicago, IL 60610
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1967
- NCUA Charter #
- 60688
- RSSD ID
- 431994
- Members
- 363
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.24% | 14.31% | 26th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.23% | 0.72% | 28th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.03% | 4.74% | 32nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.93% | 3.93% | 15th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.50% | 0.78% | 67th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.31% | 0.86% | 78th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.43% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 10.61% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.4M total assets against $1.3M; $1.2M total shares and deposits against $1.2M; $132K total loans against $152K.
$158K net worth against $151K.
11.24% net worth ratio against 11.54%.
10.61% loan-to-share ratio against 13.21%.
0.31% delinquency ratio against 4.78%.
0.23% return on assets against 0.39%; 2.03% return on equity against 3.41%.
2.93% net interest margin against 3.02%.
363 members against 352.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.24% | 0.23% | 0.31% | 10.61% |
| March 31, 2026 | 11.46% | 0.45% | 0.46% | 11.36% |
| December 31, 2025 | 11.60% | 0.93% | 0.61% | 12.55% |
| September 30, 2025 | 11.68% | 0.46% | 1.01% | 13.92% |
| June 30, 2025 | 11.54% | 0.39% | 4.78% | 13.21% |
| March 31, 2025 | 11.75% | 0.59% | 20.73% | 12.21% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.