Ethicon Suture Credit Union Chicago, Illinois
Ethicon Suture Credit Union is a state-chartered credit union headquartered in Chicago, IL, established in 1952 (NCUA charter 61448), and it is regulated and insured by the NCUA. At Q2 2026 it reported 485 members and total assets of $1.2M (down 5.7% from Q2 2025), the 163rd largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 11.34% at Q2 2026, in the well capitalized band.
Also written as Ethicon Suture CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 61448
- Headquarters
- Chicago, IL
- Established
- 1952
- Total assets, Q2 2026
- $1.2M
- Assets vs Q2 2025
- -5.7%
- Members, Q2 2026
- 485
- Net worth ratio, Q2 2026
- 11.34%
- Latest call report
- Q2 2026, NCUA 5300 · Ethicon Suture Credit Union call report
- Asset rank in state
- 163rd of 185 in Illinois
- Routing number
- 271078764
- Branches
- 1
It has 3 more members than on June 30, 2025 (+0.6%). Its net worth ratio was up 0.54 percentage points from 10.80% on June 30, 2025. Used vehicle loans are its largest loan category, $364K of $834K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.22% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.34% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about Ethicon Suture Credit Union
How big is Ethicon Suture Credit Union?
At Q2 2026 it reported total assets of $1.2M and 485 members.
Where is Ethicon Suture Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was Ethicon Suture Credit Union founded?
It was established in 1952, per NCUA records.
Is Ethicon Suture Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61448): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Ethicon Suture Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Ethicon Suture Credit Union well capitalized?
Its net worth ratio was 11.34% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Ethicon Suture Credit Union's delinquency ratio?
Its delinquency ratio was 0.22% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Ethicon Suture Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 76.27% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chicago, IL 60638
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1952
- NCUA Charter #
- 61448
- RSSD ID
- 1005392
- Members
- 485
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.34% | 14.31% | 27th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | -1.07% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -9.44% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.64% | 3.93% | 38th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 125.46% | 79.83% | under 10th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.04% | 0.78% | 36th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.22% | 0.86% | 84th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.67% | 4.70% | 49th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 76.27% | 58.92% | 76th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.2M total assets against $1.3M; $1.1M total shares and deposits against $1.2M; $834K total loans against $842K.
$140K net worth against $141K.
11.34% net worth ratio against 10.80%.
76.27% loan-to-share ratio against 72.17%.
-1.07% return on assets against 1.28%; -9.44% return on equity against 11.83%.
3.64% net interest margin against 5.02%.
485 members against 482.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.34% | -1.07% | 0.22% | 76.27% |
| March 31, 2026 | 11.53% | 0.29% | — | 78.04% |
| December 31, 2025 | 11.58% | -0.21% | — | 80.83% |
| September 30, 2025 | 10.95% | 0.50% | — | 75.32% |
| June 30, 2025 | 10.80% | 1.28% | — | 72.17% |
| March 31, 2025 | 10.14% | 0.15% | — | 69.96% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.