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Reavis-Stickney Credit Union Burbank, Illinois

Reavis-Stickney Credit Union is a state-chartered credit union headquartered in Burbank, IL, established in 1955 (NCUA charter 61056), and it is regulated and insured by the NCUA. At Q2 2026 it reported 269 members and total assets of $850K (down 17.4% from Q2 2025), the 166th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 14.21% at Q2 2026, in the well capitalized band.

Also written as Reavis-Stickney CU

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Burbank, IL Credit Union Est. 1955 NCUA #61056 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
61056
Headquarters
Burbank, IL
Established
1955
Total assets, Q2 2026
$850K
Assets vs Q2 2025
-17.4%
Members, Q2 2026
269
Net worth ratio, Q2 2026
14.21%
Latest call report
Q2 2026, NCUA 5300 · Reavis-Stickney Credit Union call report
Asset rank in state
166th of 185 in Illinois
Routing number
271987208
Branches
1

It has 2 more members than on June 30, 2025 (+0.7%). Its net worth ratio was up 2.47 percentage points from 11.74% on June 30, 2025. New vehicle loans are its largest loan category, $275K of $370K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 4.57% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.21% net worth ratio is below that band's 14.31% median.

Frequently asked about Reavis-Stickney Credit Union

How big is Reavis-Stickney Credit Union?

At Q2 2026 it reported total assets of $850K and 269 members.

Where is Reavis-Stickney Credit Union headquartered?

It is headquartered in Burbank, IL, United States.

When was Reavis-Stickney Credit Union founded?

It was established in 1955, per NCUA records.

Is Reavis-Stickney Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 61056): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Reavis-Stickney Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Reavis-Stickney Credit Union well capitalized?

Its net worth ratio was 14.21% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Reavis-Stickney Credit Union's delinquency ratio?

Its delinquency ratio was 4.57% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Reavis-Stickney Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 50.79% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Burbank, IL 60459
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1955
NCUA Charter #
61056
RSSD ID
101998
Members
269
Potential members
500

Size & Membership

Total assets $850K
Total shares & deposits $728K
Total loans $370K
  New vehicle loans$275K
  Used vehicle loans$82K
  Other unsecured loans and lines of credit$13K
Members 269

Profitability

Q2 annualized
Return on assets (ROA) 0.30%YTD 0.16%
Return on equity (ROE) 2.14%YTD 1.14%
Net interest margin 3.93%YTD 3.69%
Efficiency ratio 92.31%
Cost of funds 0.09%

Capital & Asset Quality

Net worth $121K
Net worth ratio 14.21%
Net worth category Well capitalized
Delinquency ratio 4.57%
Loan-to-share ratio 50.79%
Yield on assets 4.02%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 14.21% 14.31% 49th below
Return on assets Middle half of peers: 0.16% to 1.30% 0.30% 0.72% 31st below
Return on equity Middle half of peers: 1.04% to 8.69% 2.14% 4.74% 32nd below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.93% 3.93% 50th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 92.31% 79.83% 24th bottom
Cost of funds Middle half of peers: 0.37% to 1.23% 0.09% 0.78% over 90th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% 4.57% 0.86% under 10th bottom
Yield on assets Middle half of peers: 4.21% to 5.32% 4.02% 4.70% 20th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 50.79% 58.92% 38th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$850K total assets against $1.0M; $728K total shares and deposits against $906K; $370K total loans against $365K.

Net worth

$121K net worth against $121K.

Net worth ratio

14.21% net worth ratio against 11.74%.

Loan-to-share ratio

50.79% loan-to-share ratio against 40.28%.

Return on assets and return on equity

0.30% return on assets against 0.64%; 2.14% return on equity against 5.43%.

Net interest margin

3.93% net interest margin against 3.56%.

Members

269 members against 267.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 14.21% 0.30% 4.57% 50.79%
March 31, 2026 12.71% 0.02% — 41.26%
December 31, 2025 13.12% -0.89% — 40.28%
September 30, 2025 12.54% 0.58% — 39.08%
June 30, 2025 11.74% 0.64% — 40.28%
March 31, 2025 10.87% 0.49% — 42.30%

Scroll sideways to see every column.

Watch flags

Delinquency at 4.57%, elevated credit deterioration BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.