Credit Union Safety Analysis
Is Reavis-Stickney Credit Union Safe? Burbank, Illinois
Based on its Q2 2026 NCUA 5300 call report, Reavis-Stickney Credit Union has a net worth ratio of 14.21%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 4.57%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Reavis-Stickney Credit Union's net worth ratio is 14.21%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 14.21%
- Delinquency ratio (60+ days) (Q2 2026): 4.57%
- Return on assets (Q2 2026): 0.30%
- Loan-to-share ratio (Q2 2026): 50.79%
Reavis-Stickney Credit Union (NCUA charter 61056, established 1955) reported $850K in assets and 269 members for Q2 2026 from Burbank, Illinois. It ranks 166 of 185 credit unions in Illinois by total assets. Total assets fell 17.4% from $1.0M on June 30, 2025. It has 2 more members than on June 30, 2025 (+0.7%). Its net worth ratio was up 2.47 percentage points from 11.74% on June 30, 2025. New vehicle loans are its largest loan category, $275K of $370K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 4.57% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 12.71% for Q1 2026; 11.74% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.02% for Q1 2026; 0.64% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 41.26% for Q1 2026; 40.28% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $275K
- Used vehicle loans: $82K
- Other unsecured loans and lines of credit: $13K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $850K | 14.21% | 4.57% | 0.30% | 50.79% |
| March 31, 2026 | $945K | 12.71% | — | 0.02% | 41.26% |
| December 31, 2025 | $915K | 13.12% | — | -0.89% | 40.28% |
| September 30, 2025 | $974K | 12.54% | — | 0.58% | 39.08% |
| June 30, 2025 | $1.0M | 11.74% | — | 0.64% | 40.28% |
| March 31, 2025 | $1.1M | 10.87% | — | 0.49% | 42.30% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Reavis-Stickney Credit Union profile
Regulator records: NCUA credit union profile (charter 61056) · FFIEC NIC profile (RSSD 101998)
Frequently asked questions
Is Reavis-Stickney Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Reavis-Stickney Credit Union's net worth ratio is 14.21%, above the 7% NCUA threshold for well capitalized.
Is Reavis-Stickney Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Reavis-Stickney Credit Union is a federally insured credit union (NCUA charter 61056): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Reavis-Stickney Credit Union's key safety ratios?
For Q2 2026, Reavis-Stickney Credit Union reports net worth 14.21%, delinquency 4.57%, ROA 0.30%, loan-to-share 50.79%.
What happens to my money if Reavis-Stickney Credit Union fails?
For Q2 2026, Reavis-Stickney Credit Union held $728K in shares and deposits for 269 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.