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Colorado Credit Union Littleton, Colorado

Colorado Credit Union is a state-chartered credit union headquartered in Littleton, CO, established in 1973 (NCUA charter 68443), and it is regulated and insured by the NCUA. At Q2 2026 it reported 27,639 members and total assets of $442.2M (up 3.4% from Q2 2025), the 13th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 10.29% at Q2 2026, in the well capitalized band.

Also written as Colorado CU

BankRegReports is independent of Colorado Credit Union and never asks for online banking logins or passwords.

Littleton, CO Credit Union Est. 1973 NCUA #68443 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
68443
Headquarters
Littleton, CO
Established
1973
Total assets, Q2 2026
$442.2M
Assets vs Q2 2025
+3.4%
Members, Q2 2026
27,639
Net worth ratio, Q2 2026
10.29%
Latest call report
Q2 2026, NCUA 5300 · Colorado Credit Union call report
Asset rank in state
13th of 61 in Colorado
Routing number
302075267
Branches
4

It has 978 more members than on June 30, 2025 (+3.7%). Its net worth ratio was up 0.14 percentage points from 10.15% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $197.1M of $341.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.42% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 10.29% net worth ratio is below that band's 11.43% median.

Credit unions merged into Colorado Credit Union

White Crown Federal Credit Union (2022) · Englewood Municipal Federal Credit Union (2013)

Frequently asked about Colorado Credit Union

How big is Colorado Credit Union?

At Q2 2026 it reported total assets of $442.2M and 27,639 members.

Where is Colorado Credit Union headquartered?

It is headquartered in Littleton, CO, United States.

When was Colorado Credit Union founded?

It was established in 1973, per NCUA records.

Is Colorado Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68443): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Colorado Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Colorado Credit Union well capitalized?

Its net worth ratio was 10.29% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Colorado Credit Union's delinquency ratio?

Its delinquency ratio was 0.42% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Colorado Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 87.46% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Littleton, CO 80127
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1973
NCUA Charter #
68443
RSSD ID
379386
Members
27,639
Potential members
3,689,768

Size & Membership

Total assets $442.2M
Total shares & deposits $390.0M
Total loans $341.1M
  1- to 4-family residential and other consumer real estate loans$197.1M
  Used vehicle loans$90.9M
  Commercial loans$31.6M
  New vehicle loans$15.5M
  Unsecured credit card loans$3.2M
  Other unsecured loans and lines of credit$1.8M
  Other secured non-real estate loans and lines of credit$870K
Members 27,639

Profitability

Q2 annualized
Return on assets (ROA) 0.47%YTD 0.36%
Return on equity (ROE) 4.61%YTD 3.52%
Net interest margin 3.55%YTD 3.44%
Efficiency ratio 86.99%
Cost of funds 1.87%

Capital & Asset Quality

Net worth $45.5M
Net worth ratio 10.29%
Net worth category Well capitalized
Delinquency ratio 0.42%
Loan-to-share ratio 87.46%
Yield on assets 5.42%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 10.29% 11.43% 32nd below
Return on assets Middle half of peers: 0.43% to 1.23% 0.47% 0.81% 28th below
Return on equity Middle half of peers: 3.87% to 9.84% 4.61% 7.02% 31st below
Net interest margin Middle half of peers: 3.30% to 4.10% 3.55% 3.70% 41st below
Efficiency ratio Middle half of peers: 68.90% to 83.49% 86.99% 76.55% 17th bottom
Cost of funds Middle half of peers: 0.92% to 1.56% 1.87% 1.24% 11th bottom
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.42% 0.68% 72nd above
Yield on assets Middle half of peers: 4.53% to 5.37% 5.42% 4.92% 77th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 87.46% 75.66% 77th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$442.2M total assets against $427.6M; $390.0M total shares and deposits against $377.6M; $341.1M total loans against $309.3M.

Net worth

$45.5M net worth against $43.4M.

Net worth ratio

10.29% net worth ratio against 10.15%.

Loan-to-share ratio

87.46% loan-to-share ratio against 81.91%.

Delinquency ratio

0.42% delinquency ratio against 0.81%.

Return on assets and return on equity

0.47% return on assets against 0.51%; 4.61% return on equity against 5.00%.

Net interest margin

3.55% net interest margin against 3.40%.

Members

27,639 members against 26,661.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 10.29% 0.47% 0.42% 87.46%
March 31, 2026 10.23% 0.25% 0.34% 84.76%
December 31, 2025 10.35% 0.46% 0.35% 86.51%
September 30, 2025 10.31% 0.72% 0.32% 86.32%
June 30, 2025 10.15% 0.51% 0.81% 81.91%
March 31, 2025 10.23% 0.39% 0.54% 82.26%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.