Credit Union Safety Analysis
Is Colorado Credit Union Safe? Littleton, Colorado
Based on its Q2 2026 NCUA 5300 call report, Colorado Credit Union has a net worth ratio of 10.29%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.42%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Colorado Credit Union's net worth ratio is 10.29%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 10.29%
- Delinquency ratio (60+ days) (Q2 2026): 0.42%
- Return on assets (Q2 2026): 0.47%
- Loan-to-share ratio (Q2 2026): 87.46%
Colorado Credit Union (NCUA charter 68443, established 1973) reported $442.2M in assets and 27,639 members for Q2 2026 from Littleton, Colorado. It ranks 13 of 61 credit unions in Colorado by total assets. Total assets grew 3.4% from $427.6M on June 30, 2025. It has 978 more members than on June 30, 2025 (+3.7%). Its net worth ratio was up 0.14 percentage points from 10.15% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $197.1M of $341.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.42% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 10.23% for Q1 2026; 10.15% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.34% for Q1 2026; 0.81% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.25% for Q1 2026; 0.51% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 84.76% for Q1 2026; 81.91% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $197.1M
- Used vehicle loans: $90.9M
- Commercial loans: $31.6M
- New vehicle loans: $15.5M
- Unsecured credit card loans: $3.2M
- Other unsecured loans and lines of credit: $1.8M
- Other secured non-real estate loans and lines of credit: $870K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $442.2M | 10.29% | 0.42% | 0.47% | 87.46% |
| March 31, 2026 | $439.5M | 10.23% | 0.34% | 0.25% | 84.76% |
| December 31, 2025 | $431.8M | 10.35% | 0.35% | 0.46% | 86.51% |
| September 30, 2025 | $428.6M | 10.31% | 0.32% | 0.72% | 86.32% |
| June 30, 2025 | $427.6M | 10.15% | 0.81% | 0.51% | 81.91% |
| March 31, 2025 | $419.2M | 10.23% | 0.54% | 0.39% | 82.26% |
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Free to use. It shows Colorado Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 68443) · FFIEC NIC profile (RSSD 379386)
Frequently asked questions
Is Colorado Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Colorado Credit Union's net worth ratio is 10.29%, above the 7% NCUA threshold for well capitalized.
Is Colorado Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Colorado Credit Union is a federally insured credit union (NCUA charter 68443): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Colorado Credit Union's key safety ratios?
For Q2 2026, Colorado Credit Union reports net worth 10.29%, delinquency 0.42%, ROA 0.47%, loan-to-share 87.46%.
What happens to my money if Colorado Credit Union fails?
For Q2 2026, Colorado Credit Union held $390.0M in shares and deposits for 27,639 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.