The Credit Union for All Bloomington, Illinois
The Credit Union for All is a state-chartered credit union headquartered in Bloomington, IL, established in 1940 (NCUA charter 63541), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,027 members and total assets of $89.6M (up 3.3% from Q2 2025), the 55th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 7.80% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63541
- Headquarters
- Bloomington, IL
- Established
- 1940
- Total assets, Q2 2026
- $89.6M
- Assets vs Q2 2025
- +3.3%
- Members, Q2 2026
- 8,027
- Net worth ratio, Q2 2026
- 7.80%
- Latest call report
- Q2 2026, NCUA 5300 · The Credit Union for All call report
- Asset rank in state
- 55th of 185 in Illinois
- Routing number
- 271176103
- Branches
- 1
It has 21 more members than on June 30, 2025 (+0.3%). Its net worth ratio was up 0.34 percentage points from 7.46% on June 30, 2025. Used vehicle loans are its largest loan category, $28.3M of $58.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.85% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 7.80% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Illinois
Frequently asked about The Credit Union for All
How big is The Credit Union for All?
At Q2 2026 it reported total assets of $89.6M and 8,027 members.
Where is The Credit Union for All headquartered?
It is headquartered in Bloomington, IL, United States.
When was The Credit Union for All founded?
It was established in 1940, per NCUA records.
Is The Credit Union for All FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63541): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates The Credit Union for All?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is The Credit Union for All well capitalized?
Its net worth ratio was 7.80% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is The Credit Union for All's delinquency ratio?
Its delinquency ratio was 1.85% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is The Credit Union for All's loan-to-share ratio?
Its loan-to-share ratio was 70.87% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Bloomington, IL 61704
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1940
- NCUA Charter #
- 63541
- RSSD ID
- 31992
- Members
- 8,027
- Potential members
- 100,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 7.80% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.36% | 0.72% | 34th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.58% | 4.74% | 49th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.62% | 3.93% | 38th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 78.49% | 79.83% | 53rd above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.41% | 0.78% | 19th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.85% | 0.86% | 27th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.04% | 4.70% | 64th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 70.87% | 58.92% | 68th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$89.6M total assets against $86.7M; $82.1M total shares and deposits against $79.9M; $58.2M total loans against $56.7M.
$7.0M net worth against $6.5M.
7.80% net worth ratio against 7.46%.
70.87% loan-to-share ratio against 70.95%.
1.85% delinquency ratio against 1.61%.
0.36% return on assets against 0.23%; 4.58% return on equity against 3.06%.
3.62% net interest margin against 3.65%.
8,027 members against 8,006.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 7.80% | 0.36% | 1.85% | 70.87% |
| March 31, 2026 | 7.70% | 0.44% | 1.72% | 71.31% |
| December 31, 2025 | 7.78% | 0.61% | 2.01% | 74.89% |
| September 30, 2025 | 7.58% | 0.93% | 1.47% | 74.72% |
| June 30, 2025 | 7.46% | 0.23% | 1.61% | 70.95% |
| March 31, 2025 | 7.38% | 0.51% | 2.47% | 67.03% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.