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Taylorville Community Credit Union Taylorville, Illinois

Taylorville Community Credit Union is a state-chartered credit union headquartered in Taylorville, IL, established in 1956 (NCUA charter 60335), and it is regulated and insured by the NCUA. At Q2 2026 it reported 7,413 members and total assets of $90.8M (up 6.2% from Q2 2025), the 54th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 12.56% at Q2 2026, in the well capitalized band.

Also written as Taylorville Community CU

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Taylorville, IL Credit Union Est. 1956 NCUA #60335 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
60335
Headquarters
Taylorville, IL
Established
1956
Total assets, Q2 2026
$90.8M
Assets vs Q2 2025
+6.2%
Members, Q2 2026
7,413
Net worth ratio, Q2 2026
12.56%
Latest call report
Q2 2026, NCUA 5300 · Taylorville Community Credit Union call report
Asset rank in state
54th of 185 in Illinois
Routing number
271189734
Branches
4

It has 108 more members than on June 30, 2025 (+1.5%). Its net worth ratio was up 0.51 percentage points from 12.05% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $37.6M of $66.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.87% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.56% net worth ratio is below that band's 14.31% median.

Frequently asked about Taylorville Community Credit Union

How big is Taylorville Community Credit Union?

At Q2 2026 it reported total assets of $90.8M and 7,413 members.

Where is Taylorville Community Credit Union headquartered?

It is headquartered in Taylorville, IL, United States.

When was Taylorville Community Credit Union founded?

It was established in 1956, per NCUA records.

Is Taylorville Community Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60335): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Taylorville Community Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Taylorville Community Credit Union well capitalized?

Its net worth ratio was 12.56% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Taylorville Community Credit Union's delinquency ratio?

Its delinquency ratio was 0.87% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Taylorville Community Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 83.90% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Taylorville, IL 62568
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1956
NCUA Charter #
60335
RSSD ID
132394
Members
7,413
Potential members
81,404

Size & Membership

Total assets $90.8M
Total shares & deposits $79.2M
Total loans $66.4M
  1- to 4-family residential and other consumer real estate loans$37.6M
  Used vehicle loans$14.5M
  Commercial loans$5.8M
  Other secured non-real estate loans and lines of credit$3.0M
  New vehicle loans$2.9M
  Other unsecured loans and lines of credit$2.0M
  Unsecured credit card loans$732K
Members 7,413

Profitability

Q2 annualized
Return on assets (ROA) 1.55%YTD 1.52%
Return on equity (ROE) 12.37%YTD 12.31%
Net interest margin 4.69%YTD 4.65%
Efficiency ratio 67.31%
Cost of funds 0.55%

Capital & Asset Quality

Net worth $11.4M
Net worth ratio 12.56%
Net worth category Well capitalized
Delinquency ratio 0.87%
Loan-to-share ratio 83.90%
Yield on assets 5.24%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 12.56% 14.31% 36th below
Return on assets Middle half of peers: 0.16% to 1.30% 1.55% 0.72% 82nd top
Return on equity Middle half of peers: 1.04% to 8.69% 12.37% 4.74% 90th top
Net interest margin Middle half of peers: 3.31% to 4.53% 4.69% 3.93% 78th top
Efficiency ratio Middle half of peers: 68.03% to 91.60% 67.31% 79.83% 76th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.55% 0.78% 64th above
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.87% 0.86% 50th below
Yield on assets Middle half of peers: 4.21% to 5.32% 5.24% 4.70% 72nd position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 83.90% 58.92% 84th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$90.8M total assets against $85.5M; $79.2M total shares and deposits against $75.2M; $66.4M total loans against $64.4M.

Net worth

$11.4M net worth against $10.3M.

Net worth ratio

12.56% net worth ratio against 12.05%.

Loan-to-share ratio

83.90% loan-to-share ratio against 85.58%.

Delinquency ratio

0.87% delinquency ratio against 0.64%.

Return on assets and return on equity

1.55% return on assets against 1.44%; 12.37% return on equity against 11.95%.

Net interest margin

4.69% net interest margin against 4.43%.

Members

7,413 members against 7,305.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.56% 1.55% 0.87% 83.90%
March 31, 2026 11.88% 1.41% 0.85% 79.69%
December 31, 2025 12.07% 0.92% 0.99% 82.77%
September 30, 2025 12.44% 1.31% 0.80% 88.90%
June 30, 2025 12.05% 1.44% 0.64% 85.58%
March 31, 2025 11.70% 1.27% 1.13% 81.80%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.