Dexter Public School Credit Union Dexter, Missouri
Dexter Public School Credit Union is a state-chartered credit union headquartered in Dexter, MO, established in 1966 (NCUA charter 67703), and it is regulated and insured by the NCUA. At Q2 2026 it reported 696 members and total assets of $5.9M (up 9.9% from Q2 2025), the 77th largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 11.66% at Q2 2026, in the well capitalized band.
Also written as Dexter Public School CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67703
- Headquarters
- Dexter, MO
- Established
- 1966
- Total assets, Q2 2026
- $5.9M
- Assets vs Q2 2025
- +9.9%
- Members, Q2 2026
- 696
- Net worth ratio, Q2 2026
- 11.66%
- Latest call report
- Q2 2026, NCUA 5300 · Dexter Public School Credit Union call report
- Asset rank in state
- 77th of 85 in Missouri
- Routing number
- 281580569
- Branches
- 2
It has 6 more members than on June 30, 2025 (+0.9%). Its net worth ratio was down 0.39 percentage points from 12.05% on June 30, 2025. Used vehicle loans are its largest loan category, $2.5M of $4.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.24% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.66% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Missouri
Frequently asked about Dexter Public School Credit Union
How big is Dexter Public School Credit Union?
At Q2 2026 it reported total assets of $5.9M and 696 members.
Where is Dexter Public School Credit Union headquartered?
It is headquartered in Dexter, MO, United States.
When was Dexter Public School Credit Union founded?
It was established in 1966, per NCUA records.
Is Dexter Public School Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67703): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Dexter Public School Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Dexter Public School Credit Union well capitalized?
Its net worth ratio was 11.66% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Dexter Public School Credit Union's delinquency ratio?
Its delinquency ratio was 0.24% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Dexter Public School Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 90.66% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Dexter, MO 63841
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1966
- NCUA Charter #
- 67703
- RSSD ID
- 196396
- Members
- 696
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.66% | 14.31% | 29th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.19% | 0.72% | 70th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 10.16% | 4.74% | 81st top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.53% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 77.67% | 79.83% | 55th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.87% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.24% | 0.86% | 82nd top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.39% | 4.70% | 34th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 90.66% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.9M total assets against $5.4M; $5.1M total shares and deposits against $4.7M; $4.7M total loans against $4.3M.
$691K net worth against $649K.
11.66% net worth ratio against 12.05%.
90.66% loan-to-share ratio against 90.52%.
1.19% return on assets against 0.53%; 10.16% return on equity against 4.40%.
1.53% net interest margin against 1.65%.
696 members against 690.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.66% | 1.19% | 0.24% | 90.66% |
| March 31, 2026 | 11.93% | 0.11% | — | 88.71% |
| December 31, 2025 | 12.47% | 0.86% | — | 94.08% |
| September 30, 2025 | 12.26% | 0.76% | — | 95.42% |
| June 30, 2025 | 12.05% | 0.53% | — | 90.52% |
| March 31, 2025 | 12.60% | 0.43% | — | 94.25% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.