Our Lady of Snows Credit Union Henley, Missouri
Our Lady of Snows Credit Union is a state-chartered credit union headquartered in Henley, MO, established in 1961 (NCUA charter 67715), and it is regulated and insured by the NCUA. At Q2 2026 it reported 870 members and total assets of $4.6M (up 6.9% from Q2 2025), the 79th largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 15.27% at Q2 2026, in the well capitalized band.
Also written as Our Lady of Snows CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67715
- Headquarters
- Henley, MO
- Established
- 1961
- Total assets, Q2 2026
- $4.6M
- Assets vs Q2 2025
- +6.9%
- Members, Q2 2026
- 870
- Net worth ratio, Q2 2026
- 15.27%
- Latest call report
- Q2 2026, NCUA 5300 · Our Lady of Snows Credit Union call report
- Asset rank in state
- 79th of 85 in Missouri
- Routing number
- 281580572
- Branches
- 1
It has 11 more members than on June 30, 2025 (+1.3%). Its net worth ratio was down 0.11 percentage points from 15.38% on June 30, 2025. Used vehicle loans are its largest loan category, $1.1M of $2.5M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Missouri
Frequently asked about Our Lady of Snows Credit Union
How big is Our Lady of Snows Credit Union?
At Q2 2026 it reported total assets of $4.6M and 870 members.
Where is Our Lady of Snows Credit Union headquartered?
It is headquartered in Henley, MO, United States.
When was Our Lady of Snows Credit Union founded?
It was established in 1961, per NCUA records.
Is Our Lady of Snows Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67715): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Our Lady of Snows Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Our Lady of Snows Credit Union well capitalized?
Its net worth ratio was 15.27% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Our Lady of Snows Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 63.80% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Henley, MO 65040
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1961
- NCUA Charter #
- 67715
- RSSD ID
- 215390
- Members
- 870
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.27% | 14.31% | 55th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.32% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 15.16% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.91% | 3.93% | 49th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 40.97% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.82% | 0.78% | 48th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.73% | 4.70% | 51st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 63.80% | 58.92% | 57th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.6M total assets against $4.3M; $3.9M total shares and deposits against $3.6M; $2.5M total loans against $2.6M.
$696K net worth against $656K.
15.27% net worth ratio against 15.38%.
63.80% loan-to-share ratio against 71.61%.
2.32% return on assets against 1.96%; 15.16% return on equity against 12.75%.
3.91% net interest margin against 4.24%.
870 members against 859.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.27% | 2.32% | — | 63.80% |
| March 31, 2026 | 15.47% | 0.82% | — | 61.81% |
| December 31, 2025 | 15.29% | -1.05% | — | 66.61% |
| September 30, 2025 | 15.76% | 1.38% | — | 69.88% |
| June 30, 2025 | 15.38% | 1.96% | — | 71.61% |
| March 31, 2025 | 15.26% | 1.79% | — | 72.88% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.