Dupont Community Credit Union Waynesboro, Virginia
Dupont Community Credit Union is a state-chartered credit union headquartered in Waynesboro, VA, established in 1959 (NCUA charter 62474), and it is regulated and insured by the NCUA. At Q2 2026 it reported 124,899 members and total assets of $2.10B (up 8.3% from Q2 2025), the 10th largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 10.91% at Q2 2026, in the well capitalized band.
Also written as Dupont Community CU
BankRegReports is independent of Dupont Community Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62474
- Headquarters
- Waynesboro, VA
- Established
- 1959
- Total assets, Q2 2026
- $2.10B
- Assets vs Q2 2025
- +8.3%
- Members, Q2 2026
- 124,899
- Net worth ratio, Q2 2026
- 10.91%
- Latest call report
- Q2 2026, NCUA 5300 · Dupont Community Credit Union call report
- Asset rank in state
- 10th of 94 in Virginia
- Routing number
- 251483311
- Branches
- 16
It has 2,831 more members than on June 30, 2025 (+2.3%). Its net worth ratio was up 0.28 percentage points from 10.63% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $707.1M of $1.20B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.33% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 10.91% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Virginia
Credit unions merged into Dupont Community Credit Union
Frequently asked about Dupont Community Credit Union
How big is Dupont Community Credit Union?
At Q2 2026 it reported total assets of $2.10B and 124,899 members.
Where is Dupont Community Credit Union headquartered?
It is headquartered in Waynesboro, VA, United States.
When was Dupont Community Credit Union founded?
It was established in 1959, per NCUA records.
Is Dupont Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62474): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Dupont Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Dupont Community Credit Union well capitalized?
Its net worth ratio was 10.91% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Dupont Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.33% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Dupont Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 64.44% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Waynesboro, VA 22980
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1959
- NCUA Charter #
- 62474
- RSSD ID
- 678098
- Members
- 124,899
- Potential members
- 533,253
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 10.91% | 10.89% | 50th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.17% | 0.89% | 69th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 10.69% | 8.07% | 73rd above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.98% | 3.45% | 23rd bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 71.83% | 70.59% | 45th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.68% | 1.68% | 51st above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.33% | 0.68% | 87th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.65% | 5.12% | 23rd position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 64.44% | 88.03% | 11th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.10B total assets against $1.94B; $1.86B total shares and deposits against $1.73B; $1.20B total loans against $1.15B.
$229.1M net worth against $206.2M.
10.91% net worth ratio against 10.63%.
64.44% loan-to-share ratio against 66.62%.
0.33% delinquency ratio against 0.37%.
1.17% return on assets against 0.60%; 10.69% return on equity against 5.64%.
2.98% net interest margin against 3.18%.
124,899 members against 122,068.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.91% | 1.17% | 0.33% | 64.44% |
| March 31, 2026 | 10.77% | 0.87% | 0.31% | 62.90% |
| December 31, 2025 | 10.92% | 1.30% | 0.35% | 66.14% |
| September 30, 2025 | 10.78% | 1.33% | 0.32% | 66.39% |
| June 30, 2025 | 10.63% | 0.60% | 0.37% | 66.62% |
| March 31, 2025 | 10.54% | 0.79% | 0.31% | 66.19% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.