Wright Patman Congressional Federal Credit Union Oakton, Virginia
Wright Patman Congressional Federal Credit Union is a federal credit union headquartered in Oakton, VA, established in 1953 (NCUA charter 8797), and it is regulated and insured by the NCUA. At Q2 2026 it reported 52,232 members and total assets of $1.29B (up 2.2% from Q2 2025), the 13th largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 11.04% at Q2 2026, in the well capitalized band.
Also written as Wright Patman Congressional FCU · Trade names filed with the NCUA: Congressional Federal and Congressional Fcu
BankRegReports is independent of Wright Patman Congressional Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 8797
- Headquarters
- Oakton, VA
- Established
- 1953
- Total assets, Q2 2026
- $1.29B
- Assets vs Q2 2025
- +2.2%
- Members, Q2 2026
- 52,232
- Net worth ratio, Q2 2026
- 11.04%
- Latest call report
- Q2 2026, NCUA 5300 · Wright Patman Congressional Federal Credit Union call report
- Asset rank in state
- 13th of 94 in Virginia
- Routing number
- 254074345
- Branches
- 6
It has 3,830 more members than on June 30, 2025 (+7.9%). Its net worth ratio was up 0.29 percentage points from 10.75% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $637.5M of $805.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.62% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.04% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Virginia
Frequently asked about Wright Patman Congressional Federal Credit Union
How big is Wright Patman Congressional Federal Credit Union?
At Q2 2026 it reported total assets of $1.29B and 52,232 members.
Where is Wright Patman Congressional Federal Credit Union headquartered?
It is headquartered in Oakton, VA, United States.
When was Wright Patman Congressional Federal Credit Union founded?
It was established in 1953, per NCUA records.
Is Wright Patman Congressional Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 8797): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Wright Patman Congressional Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Wright Patman Congressional Federal Credit Union well capitalized?
Its net worth ratio was 11.04% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Wright Patman Congressional Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.62% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Wright Patman Congressional Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 70.29% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Oakton, VA 22124
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1953
- NCUA Charter #
- 8797
- RSSD ID
- 295981
- Members
- 52,232
- Potential members
- 72,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.04% | 10.89% | 52nd above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.94% | 0.89% | 54th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 8.51% | 8.07% | 54th above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.41% | 3.45% | 48th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 76.25% | 70.59% | 29th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.22% | 1.68% | 83rd top |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.62% | 0.68% | under 10th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.63% | 5.12% | 21st position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 70.29% | 88.03% | 17th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.29B total assets against $1.26B; $1.15B total shares and deposits against $1.13B; $805.1M total loans against $743.2M.
$142.4M net worth against $135.8M.
11.04% net worth ratio against 10.75%.
70.29% loan-to-share ratio against 66.04%.
1.62% delinquency ratio against 1.11%.
0.94% return on assets against 0.51%; 8.51% return on equity against 4.73%.
3.41% net interest margin against 3.30%.
52,232 members against 48,402.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.04% | 0.94% | 1.62% | 70.29% |
| March 31, 2026 | 10.45% | 0.64% | 0.90% | 66.31% |
| December 31, 2025 | 10.44% | 0.41% | 1.24% | 66.76% |
| September 30, 2025 | 10.82% | 0.26% | 1.20% | 67.01% |
| June 30, 2025 | 10.75% | 0.51% | 1.11% | 66.04% |
| March 31, 2025 | 10.36% | 0.55% | 1.00% | 62.80% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.