Skip to main content

Evergreen Park Schools Federal Credit Union Evergreen Park, Illinois

Evergreen Park Schools Federal Credit Union is a federal credit union headquartered in Evergreen Park, IL, established in 1957 (NCUA charter 24547), and it is regulated and insured by the NCUA. At Q2 2026 it reported 973 members and total assets of $10.0M (down 2.0% from Q2 2025), the 119th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 19.44% at Q2 2026, in the well capitalized band.

Also written as Evergreen Park Schools FCU

BankRegReports is independent of Evergreen Park Schools Federal Credit Union and never asks for online banking logins or passwords.

Evergreen Park, IL Credit Union Est. 1957 NCUA #24547 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
24547
Headquarters
Evergreen Park, IL
Established
1957
Total assets, Q2 2026
$10.0M
Assets vs Q2 2025
-2.0%
Members, Q2 2026
973
Net worth ratio, Q2 2026
19.44%
Latest call report
Q2 2026, NCUA 5300 · Evergreen Park Schools Federal Credit Union call report
Asset rank in state
119th of 185 in Illinois
Routing number
271984133
Branches
1

It has 4 more members than on June 30, 2025 (+0.4%). Its net worth ratio was up 1.50 percentage points from 17.94% on June 30, 2025. New vehicle loans are its largest loan category, $1.7M of $4.0M in total loans on its June 30, 2026 filing.

Frequently asked about Evergreen Park Schools Federal Credit Union

How big is Evergreen Park Schools Federal Credit Union?

At Q2 2026 it reported total assets of $10.0M and 973 members.

Where is Evergreen Park Schools Federal Credit Union headquartered?

It is headquartered in Evergreen Park, IL, United States.

When was Evergreen Park Schools Federal Credit Union founded?

It was established in 1957, per NCUA records.

Is Evergreen Park Schools Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24547): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Evergreen Park Schools Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Evergreen Park Schools Federal Credit Union well capitalized?

Its net worth ratio was 19.44% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Evergreen Park Schools Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 49.67% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Evergreen Park, IL 60805
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1957
NCUA Charter #
24547
RSSD ID
290191
Members
973
Potential members
1,200

Size & Membership

Total assets $10.0M
Total shares & deposits $8.1M
Total loans $4.0M
  New vehicle loans$1.7M
  Used vehicle loans$1.4M
  Other unsecured loans and lines of credit$654K
  Other secured non-real estate loans and lines of credit$270K
Members 973

Profitability

Q2 annualized
Return on assets (ROA) 2.39%YTD 2.09%
Return on equity (ROE) 12.28%YTD 10.93%
Net interest margin 3.97%YTD 3.87%
Efficiency ratio 41.79%
Cost of funds 0.40%

Capital & Asset Quality

Net worth $1.9M
Net worth ratio 19.44%
Net worth category Well capitalized
Delinquency ratio —
Loan-to-share ratio 49.67%
Yield on assets 4.37%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 6 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 19.44% 14.31% 75th top
Return on assets Middle half of peers: 0.16% to 1.30% 2.39% 0.72% over 90th top
Return on equity Middle half of peers: 1.04% to 8.69% 12.28% 4.74% 90th top
Net interest margin Middle half of peers: 3.31% to 4.53% 3.97% 3.93% 52nd above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 41.79% 79.83% over 90th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.40% 0.78% 74th above
Delinquency ratio Middle half of peers: 0.35% to 1.93% not on file 0.86% not on file
Yield on assets Middle half of peers: 4.21% to 5.32% 4.37% 4.70% 33rd position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 49.67% 58.92% 36th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$10.0M total assets against $10.2M; $8.1M total shares and deposits against $8.4M; $4.0M total loans against $4.1M.

Net worth

$1.9M net worth against $1.8M.

Net worth ratio

19.44% net worth ratio against 17.94%.

Loan-to-share ratio

49.67% loan-to-share ratio against 48.47%.

Delinquency ratio
Return on assets and return on equity

2.39% return on assets against 1.25%; 12.28% return on equity against 6.94%.

Net interest margin

3.97% net interest margin against 2.97%.

Members

973 members against 969.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 19.44% 2.39% — 49.67%
March 31, 2026 18.99% 1.76% 0.05% 50.75%
December 31, 2025 18.72% -1.14% 0.09% 51.39%
September 30, 2025 18.98% 1.53% 0.02% 51.50%
June 30, 2025 17.94% 1.25% — 48.47%
March 31, 2025 17.68% 0.70% — 51.82%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.