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Fayette Federal Employees Federal Credit Union Uniontown, Pennsylvania

Fayette Federal Employees Federal Credit Union is a federal credit union headquartered in Uniontown, PA, established in 1895 (NCUA charter 10690), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,279 members and total assets of $19.8M (up 12.5% from Q2 2025), the 171st largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 14.27% at Q2 2026, in the well capitalized band.

Also written as Fayette Federal Employees FCU

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Uniontown, PA Credit Union Est. 1895 NCUA #10690 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
10690
Headquarters
Uniontown, PA
Established
1895
Total assets, Q2 2026
$19.8M
Assets vs Q2 2025
+12.5%
Members, Q2 2026
1,279
Net worth ratio, Q2 2026
14.27%
Latest call report
Q2 2026, NCUA 5300 · Fayette Federal Employees Federal Credit Union call report
Asset rank in state
171st of 269 in Pennsylvania
Routing number
243385142
Branches
1

It has 32 more members than on June 30, 2025 (+2.6%). Its net worth ratio was up 0.15 percentage points from 14.12% on June 30, 2025. New vehicle loans are its largest loan category, $5.0M of $10.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.41% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.27% net worth ratio is below that band's 14.31% median.

Frequently asked about Fayette Federal Employees Federal Credit Union

How big is Fayette Federal Employees Federal Credit Union?

At Q2 2026 it reported total assets of $19.8M and 1,279 members.

Where is Fayette Federal Employees Federal Credit Union headquartered?

It is headquartered in Uniontown, PA, United States.

When was Fayette Federal Employees Federal Credit Union founded?

It was established in 1895, per NCUA records.

Is Fayette Federal Employees Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 10690): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Fayette Federal Employees Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Fayette Federal Employees Federal Credit Union well capitalized?

Its net worth ratio was 14.27% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Fayette Federal Employees Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.41% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Fayette Federal Employees Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 62.91% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Uniontown, PA 15401
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1895
NCUA Charter #
10690
RSSD ID
186481
Members
1,279
Potential members
2,500

Size & Membership

Total assets $19.8M
Total shares & deposits $16.9M
Total loans $10.7M
  New vehicle loans$5.0M
  Used vehicle loans$3.1M
  1- to 4-family residential and other consumer real estate loans$1.0M
  Other unsecured loans and lines of credit$942K
  Other secured non-real estate loans and lines of credit$318K
  Unsecured credit card loans$284K
  Non-federally guaranteed student loans$9K
Members 1,279

Profitability

Q2 annualized
Return on assets (ROA) 1.47%YTD 1.72%
Return on equity (ROE) 10.27%YTD 11.89%
Net interest margin 3.67%YTD 3.82%
Efficiency ratio 64.81%
Cost of funds 0.79%

Capital & Asset Quality

Net worth $2.8M
Net worth ratio 14.27%
Net worth category Well capitalized
Delinquency ratio 0.41%
Loan-to-share ratio 62.91%
Yield on assets 4.46%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 14.27% 14.31% 50th below
Return on assets Middle half of peers: 0.16% to 1.30% 1.47% 0.72% 79th top
Return on equity Middle half of peers: 1.04% to 8.69% 10.27% 4.74% 81st top
Net interest margin Middle half of peers: 3.31% to 4.53% 3.67% 3.93% 40th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 64.81% 79.83% 80th top
Cost of funds Middle half of peers: 0.37% to 1.23% 0.79% 0.78% 49th below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.41% 0.86% 72nd above
Yield on assets Middle half of peers: 4.21% to 5.32% 4.46% 4.70% 38th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 62.91% 58.92% 56th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$19.8M total assets against $17.6M; $16.9M total shares and deposits against $15.1M; $10.7M total loans against $8.6M.

Net worth

$2.8M net worth against $2.5M.

Net worth ratio

14.27% net worth ratio against 14.12%.

Loan-to-share ratio

62.91% loan-to-share ratio against 57.19%.

Delinquency ratio

0.41% delinquency ratio against 0.37%.

Return on assets and return on equity

1.47% return on assets against 1.88%; 10.27% return on equity against 13.30%.

Net interest margin

3.67% net interest margin against 4.20%.

Members

1,279 members against 1,247.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 14.27% 1.47% 0.41% 62.91%
March 31, 2026 14.18% 1.87% 0.69% 53.24%
December 31, 2025 14.61% 1.89% 1.74% 54.04%
September 30, 2025 13.93% 1.63% 0.60% 55.48%
June 30, 2025 14.12% 1.88% 0.37% 57.19%
March 31, 2025 13.79% 1.66% 0.37% 60.19%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.