Skip to main content

PPG & Associates Federal Credit Union Creighton, Pennsylvania

PPG & Associates Federal Credit Union is a federal credit union headquartered in Creighton, PA, established in 1935 (NCUA charter 370), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,654 members and total assets of $19.6M (down 4.8% from Q2 2025), the 172nd largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 16.67% at Q2 2026, in the well capitalized band.

Also written as PPG & Associates FCU

BankRegReports is independent of PPG & Associates Federal Credit Union and never asks for online banking logins or passwords.

Creighton, PA Credit Union Est. 1935 NCUA #370 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
370
Headquarters
Creighton, PA
Established
1935
Total assets, Q2 2026
$19.6M
Assets vs Q2 2025
-4.8%
Members, Q2 2026
1,654
Net worth ratio, Q2 2026
16.67%
Latest call report
Q2 2026, NCUA 5300 · PPG & Associates Federal Credit Union call report
Asset rank in state
172nd of 269 in Pennsylvania
Routing number
243380396
Branches
2

It has 76 fewer members than on June 30, 2025 (-4.4%). Its net worth ratio was up 0.97 percentage points from 15.70% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.6M of $4.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.42% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 16.67% net worth ratio is above that band's 14.31% median.

Credit unions merged into PPG & Associates Federal Credit Union

Springdale P P G Federal Credit Union (2024)

Frequently asked about PPG & Associates Federal Credit Union

How big is PPG & Associates Federal Credit Union?

At Q2 2026 it reported total assets of $19.6M and 1,654 members.

Where is PPG & Associates Federal Credit Union headquartered?

It is headquartered in Creighton, PA, United States.

When was PPG & Associates Federal Credit Union founded?

It was established in 1935, per NCUA records.

Is PPG & Associates Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 370): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates PPG & Associates Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is PPG & Associates Federal Credit Union well capitalized?

Its net worth ratio was 16.67% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is PPG & Associates Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.42% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is PPG & Associates Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 27.82% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Creighton, PA 15030
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1935
NCUA Charter #
370
RSSD ID
43874
Members
1,654
Potential members
4,800

Size & Membership

Total assets $19.6M
Total shares & deposits $17.4M
Total loans $4.8M
  1- to 4-family residential and other consumer real estate loans$1.6M
  Used vehicle loans$1.1M
  New vehicle loans$991K
  Unsecured credit card loans$557K
  Other unsecured loans and lines of credit$451K
  Other secured non-real estate loans and lines of credit$208K
Members 1,654

Profitability

Q2 annualized
Return on assets (ROA) 0.22%YTD 0.20%
Return on equity (ROE) 1.30%YTD 1.20%
Net interest margin 3.35%YTD 3.29%
Efficiency ratio 92.83%
Cost of funds 0.07%

Capital & Asset Quality

Net worth $3.3M
Net worth ratio 16.67%
Net worth category Well capitalized
Delinquency ratio 0.42%
Loan-to-share ratio 27.82%
Yield on assets 3.42%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 16.67% 14.31% 62nd above
Return on assets Middle half of peers: 0.16% to 1.30% 0.22% 0.72% 28th below
Return on equity Middle half of peers: 1.04% to 8.69% 1.30% 4.74% 27th below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.35% 3.93% 27th below
Efficiency ratio Middle half of peers: 68.03% to 91.60% 92.83% 79.83% 24th bottom
Cost of funds Middle half of peers: 0.37% to 1.23% 0.07% 0.78% over 90th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.42% 0.86% 72nd above
Yield on assets Middle half of peers: 4.21% to 5.32% 3.42% 4.70% under 10th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 27.82% 58.92% under 10th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$19.6M total assets against $20.5M; $17.4M total shares and deposits against $18.4M; $4.8M total loans against $5.5M.

Net worth

$3.3M net worth against $3.2M.

Net worth ratio

16.67% net worth ratio against 15.70%.

Loan-to-share ratio

27.82% loan-to-share ratio against 29.61%.

Delinquency ratio

0.42% delinquency ratio against 0.53%.

Return on assets and return on equity

0.22% return on assets against 0.30%; 1.30% return on equity against 1.88%.

Net interest margin

3.35% net interest margin against 3.13%.

Members

1,654 members against 1,730.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 16.67% 0.22% 0.42% 27.82%
March 31, 2026 16.30% 0.18% 0.56% 25.99%
December 31, 2025 16.35% -0.01% 0.68% 28.00%
September 30, 2025 16.16% 0.32% 0.56% 28.96%
June 30, 2025 15.70% 0.30% 0.53% 29.61%
March 31, 2025 15.31% 0.13% 0.60% 30.10%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.