Credit Union Safety Analysis
Is PPG & Associates Federal Credit Union Safe? Creighton, Pennsylvania
Based on its Q2 2026 NCUA 5300 call report, PPG & Associates Federal Credit Union has a net worth ratio of 16.67%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.42%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, PPG & Associates Federal Credit Union's net worth ratio is 16.67%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 16.67%
- Delinquency ratio (60+ days) (Q2 2026): 0.42%
- Return on assets (Q2 2026): 0.22%
- Loan-to-share ratio (Q2 2026): 27.82%
PPG & Associates Federal Credit Union (NCUA charter 370, established 1935) reported $19.6M in assets and 1,654 members for Q2 2026 from Creighton, Pennsylvania. It ranks 172 of 269 credit unions in Pennsylvania by total assets. Total assets fell 4.8% from $20.5M on June 30, 2025. It has 76 fewer members than on June 30, 2025 (-4.4%). Its net worth ratio was up 0.97 percentage points from 15.70% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.6M of $4.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.42% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 16.30% for Q1 2026; 15.70% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.56% for Q1 2026; 0.53% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.18% for Q1 2026; 0.30% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 25.99% for Q1 2026; 29.61% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $1.6M
- Used vehicle loans: $1.1M
- New vehicle loans: $991K
- Unsecured credit card loans: $557K
- Other unsecured loans and lines of credit: $451K
- Other secured non-real estate loans and lines of credit: $208K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $19.6M | 16.67% | 0.42% | 0.22% | 27.82% |
| March 31, 2026 | $19.9M | 16.30% | 0.56% | 0.18% | 25.99% |
| December 31, 2025 | $19.8M | 16.35% | 0.68% | -0.01% | 28.00% |
| September 30, 2025 | $20.1M | 16.16% | 0.56% | 0.32% | 28.96% |
| June 30, 2025 | $20.5M | 15.70% | 0.53% | 0.30% | 29.61% |
| March 31, 2025 | $21.0M | 15.31% | 0.60% | 0.13% | 30.10% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
PPG & Associates Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 370) · FFIEC NIC profile (RSSD 43874)
Frequently asked questions
Is PPG & Associates Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, PPG & Associates Federal Credit Union's net worth ratio is 16.67%, above the 7% NCUA threshold for well capitalized.
Is PPG & Associates Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. PPG & Associates Federal Credit Union is a federally insured credit union (NCUA charter 370): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are PPG & Associates Federal Credit Union's key safety ratios?
For Q2 2026, PPG & Associates Federal Credit Union reports net worth 16.67%, delinquency 0.42%, ROA 0.22%, loan-to-share 27.82%.
What happens to my money if PPG & Associates Federal Credit Union fails?
For Q2 2026, PPG & Associates Federal Credit Union held $17.4M in shares and deposits for 1,654 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.