Credit Union Safety Analysis
Is Fibre Federal Credit Union Safe? Longview, Washington
Based on its Q2 2026 NCUA 5300 call report, Fibre Federal Credit Union has a net worth ratio of 13.65%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.96%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Fibre Federal Credit Union's net worth ratio is 13.65%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.65%
- Delinquency ratio (60+ days) (Q2 2026): 0.96%
- Return on assets (Q2 2026): 0.97%
- Loan-to-share ratio (Q2 2026): 82.08%
Fibre Federal Credit Union (NCUA charter 2191, established 1937) reported $1.82B in assets and 120,991 members for Q2 2026 from Longview, Washington. It ranks 15 of 73 credit unions in Washington by total assets. Total assets grew 5.3% from $1.73B on June 30, 2025. It has 1,311 more members than on June 30, 2025 (+1.1%). Its net worth ratio was up 0.35 percentage points from 13.30% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $538.6M of $1.28B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.96% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 13.41% for Q1 2026; 13.30% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.82% for Q1 2026; 0.67% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 0.89% for Q1 2026; 1.62% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 79.91% for Q1 2026; 83.36% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $538.6M
- Used vehicle loans: $293.1M
- Commercial loans: $180.7M
- New vehicle loans: $101.7M
- Other secured non-real estate loans and lines of credit: $71.4M
- Unsecured credit card loans: $50.5M
- Other unsecured loans and lines of credit: $38.9M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.82B | 13.65% | 0.96% | 0.97% | 82.08% |
| March 31, 2026 | $1.82B | 13.41% | 0.82% | 0.89% | 79.91% |
| December 31, 2025 | $1.79B | 13.48% | 0.83% | 0.88% | 81.59% |
| September 30, 2025 | $1.76B | 13.53% | 0.85% | 1.60% | 83.00% |
| June 30, 2025 | $1.73B | 13.30% | 0.67% | 1.62% | 83.36% |
| March 31, 2025 | $1.73B | 12.93% | 0.63% | 1.10% | 81.33% |
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Free to use. It shows Fibre Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Fibre Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 2191) · FFIEC NIC profile (RSSD 40873)
Frequently asked questions
Is Fibre Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Fibre Federal Credit Union's net worth ratio is 13.65%, above the 7% NCUA threshold for well capitalized.
Is Fibre Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Fibre Federal Credit Union is a federally insured credit union (NCUA charter 2191): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Fibre Federal Credit Union's key safety ratios?
For Q2 2026, Fibre Federal Credit Union reports net worth 13.65%, delinquency 0.96%, ROA 0.97%, loan-to-share 82.08%.
What happens to my money if Fibre Federal Credit Union fails?
For Q2 2026, Fibre Federal Credit Union held $1.55B in shares and deposits for 120,991 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.