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Fibre Federal Credit Union Longview, Washington

Fibre Federal Credit Union is a federal credit union headquartered in Longview, WA, established in 1937 (NCUA charter 2191), and it is regulated and insured by the NCUA. At Q2 2026 it reported 120,991 members and total assets of $1.82B (up 5.3% from Q2 2025), the 15th largest of 73 credit unions headquartered in Washington. Its net worth ratio was 13.65% at Q2 2026, in the well capitalized band.

Also written as Fibre FCU · Trade name filed with the NCUA: TLC, A Division of Fibre Federal

BankRegReports is independent of Fibre Federal Credit Union and never asks for online banking logins or passwords.

Longview, WA Credit Union Est. 1937 NCUA #2191 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
2191
Headquarters
Longview, WA
Established
1937
Total assets, Q2 2026
$1.82B
Assets vs Q2 2025
+5.3%
Members, Q2 2026
120,991
Net worth ratio, Q2 2026
13.65%
Latest call report
Q2 2026, NCUA 5300 · Fibre Federal Credit Union call report
Asset rank in state
15th of 73 in Washington
Routing number
323380766
Branches
16

It has 1,311 more members than on June 30, 2025 (+1.1%). Its net worth ratio was up 0.35 percentage points from 13.30% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $538.6M of $1.28B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.96% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 13.65% net worth ratio is above that band's 10.89% median.

Frequently asked about Fibre Federal Credit Union

How big is Fibre Federal Credit Union?

At Q2 2026 it reported total assets of $1.82B and 120,991 members.

Where is Fibre Federal Credit Union headquartered?

It is headquartered in Longview, WA, United States.

When was Fibre Federal Credit Union founded?

It was established in 1937, per NCUA records.

Is Fibre Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 2191): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Fibre Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Fibre Federal Credit Union well capitalized?

Its net worth ratio was 13.65% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Fibre Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.96% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Fibre Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 82.08% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Longview, WA 98632
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1937
NCUA Charter #
2191
RSSD ID
40873
Members
120,991
Potential members
1,028,146

Size & Membership

Total assets $1.82B
Total shares & deposits $1.55B
Total loans $1.28B
  1- to 4-family residential and other consumer real estate loans$538.6M
  Used vehicle loans$293.1M
  Commercial loans$180.7M
  New vehicle loans$101.7M
  Other secured non-real estate loans and lines of credit$71.4M
  Unsecured credit card loans$50.5M
  Other unsecured loans and lines of credit$38.9M
Members 120,991

Profitability

Q2 annualized
Return on assets (ROA) 0.97%YTD 0.94%
Return on equity (ROE) 7.10%YTD 6.92%
Net interest margin 3.84%YTD 3.80%
Efficiency ratio 73.40%
Cost of funds 1.11%

Capital & Asset Quality

Net worth $249.1M
Net worth ratio 13.65%
Net worth category Well capitalized
Delinquency ratio 0.96%
Loan-to-share ratio 82.08%
Yield on assets 4.95%

Peer comparison: credit unions of similar size

It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 12.63% 13.65% 10.89% 83rd top
Return on assets Middle half of peers: 0.59% to 1.25% 0.97% 0.89% 56th above
Return on equity Middle half of peers: 5.37% to 10.92% 7.10% 8.07% 41st below
Net interest margin Middle half of peers: 3.05% to 3.80% 3.84% 3.45% 77th top
Efficiency ratio Middle half of peers: 63.16% to 77.23% 73.40% 70.59% 39th below
Cost of funds Middle half of peers: 1.37% to 1.99% 1.11% 1.68% 89th top
Delinquency ratio Middle half of peers: 0.45% to 1.05% 0.96% 0.68% 31st below
Yield on assets Middle half of peers: 4.70% to 5.46% 4.95% 5.12% 40th position only
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 82.08% 88.03% 35th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$1.82B total assets against $1.73B; $1.55B total shares and deposits against $1.48B; $1.28B total loans against $1.24B.

Net worth

$249.1M net worth against $230.6M.

Net worth ratio

13.65% net worth ratio against 13.30%.

Loan-to-share ratio

82.08% loan-to-share ratio against 83.36%.

Delinquency ratio

0.96% delinquency ratio against 0.67%.

Return on assets and return on equity

0.97% return on assets against 1.62%; 7.10% return on equity against 12.16%.

Net interest margin

3.84% net interest margin against 3.71%.

Members

120,991 members against 119,680.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 13.65% 0.97% 0.96% 82.08%
March 31, 2026 13.41% 0.89% 0.82% 79.91%
December 31, 2025 13.48% 0.88% 0.83% 81.59%
September 30, 2025 13.53% 1.60% 0.85% 83.00%
June 30, 2025 13.30% 1.62% 0.67% 83.36%
March 31, 2025 12.93% 1.10% 0.63% 81.33%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.