Iq Credit Union Vancouver, Washington
Iq Credit Union is a state-chartered credit union headquartered in Vancouver, WA, established in 1940 (NCUA charter 60438), and it is regulated and insured by the NCUA. At Q2 2026 it reported 106,061 members and total assets of $2.19B (up 5.2% from Q2 2025), the 13th largest of 73 credit unions headquartered in Washington. Its net worth ratio was 11.30% at Q2 2026, in the well capitalized band.
Also written as Iq CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60438
- Headquarters
- Vancouver, WA
- Established
- 1940
- Total assets, Q2 2026
- $2.19B
- Assets vs Q2 2025
- +5.2%
- Members, Q2 2026
- 106,061
- Net worth ratio, Q2 2026
- 11.30%
- Latest call report
- Q2 2026, NCUA 5300 · Iq Credit Union call report
- Asset rank in state
- 13th of 73 in Washington
- Routing number
- 323383378
- Branches
- 25
It has 1,923 more members than on June 30, 2025 (+1.8%). Its net worth ratio was up 0.52 percentage points from 10.78% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $789.3M of $1.75B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.79% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.30% net worth ratio is above that band's 10.89% median.
Credit unions merged into Iq Credit Union
Frequently asked about Iq Credit Union
How big is Iq Credit Union?
At Q2 2026 it reported total assets of $2.19B and 106,061 members.
Where is Iq Credit Union headquartered?
It is headquartered in Vancouver, WA, United States.
When was Iq Credit Union founded?
It was established in 1940, per NCUA records.
Is Iq Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60438): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Iq Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Iq Credit Union well capitalized?
Its net worth ratio was 11.30% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Iq Credit Union's delinquency ratio?
Its delinquency ratio was 0.79% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Iq Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 91.42% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Vancouver, WA 98660
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1940
- NCUA Charter #
- 60438
- RSSD ID
- 542096
- Members
- 106,061
- Potential members
- 2,566,002
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.30% | 10.89% | 56th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.09% | 0.89% | 64th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 9.66% | 8.07% | 64th above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.46% | 3.45% | 51st above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 65.21% | 70.59% | 68th above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.47% | 1.68% | 67th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.79% | 0.68% | 42nd below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.93% | 5.12% | 39th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 91.42% | 88.03% | 62nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.19B total assets against $2.08B; $1.92B total shares and deposits against $1.83B; $1.75B total loans against $1.57B.
$247.6M net worth against $224.5M.
11.30% net worth ratio against 10.78%.
91.42% loan-to-share ratio against 86.03%.
0.79% delinquency ratio against 0.69%.
1.09% return on assets against 0.97%; 9.66% return on equity against 9.02%.
3.46% net interest margin against 3.26%.
106,061 members against 104,138.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.30% | 1.09% | 0.79% | 91.42% |
| March 31, 2026 | 10.99% | 1.35% | 0.86% | 86.36% |
| December 31, 2025 | 10.82% | 1.10% | 0.74% | 86.76% |
| September 30, 2025 | 10.61% | 0.70% | 0.58% | 89.40% |
| June 30, 2025 | 10.78% | 0.97% | 0.69% | 86.03% |
| March 31, 2025 | 10.57% | 1.06% | 0.64% | 83.71% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.