Financial Partners Credit Union Downey, California
Financial Partners Credit Union is a state-chartered credit union headquartered in Downey, CA, established in 1937 (NCUA charter 68457), and it is regulated and insured by the NCUA. At Q2 2026 it reported 93,298 members and total assets of $2.19B (down 3.0% from Q2 2025), the 33rd largest of 238 credit unions headquartered in California. Its net worth ratio was 9.50% at Q2 2026, in the well capitalized band.
Also written as Financial Partners CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68457
- Headquarters
- Downey, CA
- Established
- 1937
- Total assets, Q2 2026
- $2.19B
- Assets vs Q2 2025
- -3.0%
- Members, Q2 2026
- 93,298
- Net worth ratio, Q2 2026
- 9.50%
- Latest call report
- Q2 2026, NCUA 5300 · Financial Partners Credit Union call report
- Asset rank in state
- 33rd of 238 in California
- Routing number
- 322275157
- Branches
- 15
It has 31 fewer members than on June 30, 2025. Its net worth ratio was up 0.76 percentage points from 8.74% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.04B of $1.58B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.70% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.50% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in California
Credit unions merged into Financial Partners Credit Union
South San Francisco City Employees Federal Credit Union (2022) · Rafe Federal Credit Union (2017) · Financial Benefits Credit Union (2017) · Star Harbor Federal Credit Union (2017) · Sierra Point Credit Union (2016) · Compton Municipal Employees Federal Credit Union (2015) · Southland Savings Federal Credit Union (2015) · SD Medical Federal Credit Union (2015)
Frequently asked about Financial Partners Credit Union
How big is Financial Partners Credit Union?
At Q2 2026 it reported total assets of $2.19B and 93,298 members.
Where is Financial Partners Credit Union headquartered?
It is headquartered in Downey, CA, United States.
When was Financial Partners Credit Union founded?
It was established in 1937, per NCUA records.
Is Financial Partners Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68457): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Financial Partners Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Financial Partners Credit Union well capitalized?
Its net worth ratio was 9.50% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Financial Partners Credit Union's delinquency ratio?
Its delinquency ratio was 0.70% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Financial Partners Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 90.02% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Downey, CA 90242
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1937
- NCUA Charter #
- 68457
- RSSD ID
- 1013379
- Members
- 93,298
- Potential members
- 19,497,684
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.50% | 10.89% | 20th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 0.94% | 0.89% | 54th above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 9.89% | 8.07% | 66th above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.57% | 3.45% | under 10th bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 73.15% | 70.59% | 40th below |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 2.05% | 1.68% | 23rd bottom |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.70% | 0.68% | 49th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.61% | 5.12% | 21st position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 90.02% | 88.03% | 57th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.19B total assets against $2.26B; $1.76B total shares and deposits against $1.79B; $1.58B total loans against $1.75B.
$208.0M net worth against $197.6M.
9.50% net worth ratio against 8.74%.
90.02% loan-to-share ratio against 97.90%.
0.70% delinquency ratio against 0.24%.
0.94% return on assets against 0.10%; 9.89% return on equity against 1.17%.
2.57% net interest margin against 2.48%.
93,298 members against 93,329.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.50% | 0.94% | 0.70% | 90.02% |
| March 31, 2026 | 9.03% | 0.75% | 0.82% | 92.02% |
| December 31, 2025 | 8.88% | 0.40% | 0.67% | 94.28% |
| September 30, 2025 | 9.02% | 0.49% | 0.26% | 94.52% |
| June 30, 2025 | 8.74% | 0.10% | 0.24% | 97.90% |
| March 31, 2025 | 8.67% | 0.08% | 0.31% | 90.13% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.