Firefighters First Federal Credit Union Pasadena, California
Firefighters First Federal Credit Union is a federal credit union headquartered in Pasadena, CA, established in 1935 (NCUA charter 24877), and it is regulated and insured by the NCUA. At Q2 2026 it reported 78,464 members and total assets of $2.48B (up 6.6% from Q2 2025), the 30th largest of 238 credit unions headquartered in California. Its net worth ratio was 9.39% at Q2 2026, in the well capitalized band.
Also written as Firefighters First FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24877
- Headquarters
- Pasadena, CA
- Established
- 1935
- Total assets, Q2 2026
- $2.48B
- Assets vs Q2 2025
- +6.6%
- Members, Q2 2026
- 78,464
- Net worth ratio, Q2 2026
- 9.39%
- Latest call report
- Q2 2026, NCUA 5300 · Firefighters First Federal Credit Union call report
- Asset rank in state
- 30th of 238 in California
- Routing number
- 322078341
- Branches
- 17
It has 6,235 more members than on June 30, 2025 (+8.6%). Its net worth ratio was up 0.17 percentage points from 9.22% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.24B of $2.11B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.19% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.39% net worth ratio is below that band's 10.89% median.
Credit unions similar in size in California
Frequently asked about Firefighters First Federal Credit Union
How big is Firefighters First Federal Credit Union?
At Q2 2026 it reported total assets of $2.48B and 78,464 members.
Where is Firefighters First Federal Credit Union headquartered?
It is headquartered in Pasadena, CA, United States.
When was Firefighters First Federal Credit Union founded?
It was established in 1935, per NCUA records.
Is Firefighters First Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24877): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Firefighters First Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Firefighters First Federal Credit Union well capitalized?
Its net worth ratio was 9.39% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Firefighters First Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.19% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Firefighters First Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 94.98% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Pasadena, CA 91105
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 24877
- RSSD ID
- 475895
- Members
- 78,464
- Potential members
- 2,682,219
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.39% | 10.89% | 18th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.56% | 0.89% | 87th top |
| Return on equity Middle half of peers: 5.37% to 10.92% | 16.64% | 8.07% | over 90th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 2.98% | 3.45% | 23rd bottom |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 61.53% | 70.59% | 79th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.75% | 1.68% | 44th below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.19% | 0.68% | over 90th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.73% | 5.12% | 26th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 94.98% | 88.03% | 74th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.48B total assets against $2.33B; $2.22B total shares and deposits against $2.09B; $2.11B total loans against $1.89B.
$232.8M net worth against $214.6M.
9.39% net worth ratio against 9.22%.
94.98% loan-to-share ratio against 90.61%.
0.19% delinquency ratio against 0.29%.
1.56% return on assets against 0.91%; 16.64% return on equity against 9.83%.
2.98% net interest margin against 2.74%.
78,464 members against 72,229.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.39% | 1.56% | 0.19% | 94.98% |
| March 31, 2026 | 9.03% | 0.43% | 0.10% | 91.97% |
| December 31, 2025 | 9.18% | 0.19% | 0.17% | 92.66% |
| September 30, 2025 | 9.15% | 0.94% | 0.18% | 90.44% |
| June 30, 2025 | 9.22% | 0.91% | 0.29% | 90.61% |
| March 31, 2025 | 9.15% | 0.47% | 0.07% | 89.17% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.