Credit Union Safety Analysis
Is Georgetown University Alumni and Student Federal Credit Union Safe? Washington, District of Columbia
Based on its Q2 2026 NCUA 5300 call report, Georgetown University Alumni and Student Federal Credit Union has a net worth ratio of 14.16%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.61%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Georgetown University Alumni and Student Federal Credit Union's net worth ratio is 14.16%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 14.16%
- Delinquency ratio (60+ days) (Q2 2026): 1.61%
- Return on assets (Q2 2026): 0.61%
- Loan-to-share ratio (Q2 2026): 57.91%
Georgetown University Alumni and Student Federal Credit Union (NCUA charter 23979, established 1983) reported $13.7M in assets and 4,421 members for Q2 2026 from Washington, District of Columbia. It ranks 20 of 29 credit unions in District of Columbia by total assets. Total assets grew 4.3% from $13.1M on June 30, 2025. It has 440 more members than on June 30, 2025 (+11.1%). Its net worth ratio was down 1.02 percentage points from 15.18% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $3.6M of $6.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.61% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 13.58% for Q1 2026; 15.18% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.02% for Q1 2026; 2.07% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: -0.19% for Q1 2026; 1.19% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 55.79% for Q1 2026; 59.40% for Q2 2025.
Loans by type, Q2 2026
- Other secured non-real estate loans and lines of credit: $3.6M
- Non-federally guaranteed student loans: $1.5M
- Other unsecured loans and lines of credit: $920K
- New vehicle loans: $482K
- Used vehicle loans: $439K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $13.7M | 14.16% | 1.61% | 0.61% | 57.91% |
| March 31, 2026 | $14.1M | 13.58% | 2.02% | -0.19% | 55.79% |
| December 31, 2025 | $13.3M | 14.73% | 2.12% | 0.43% | 57.85% |
| September 30, 2025 | $12.7M | 15.52% | 1.74% | -0.71% | 61.33% |
| June 30, 2025 | $13.1M | 15.18% | 2.07% | 1.19% | 59.40% |
| March 31, 2025 | $13.6M | 14.35% | 2.31% | 2.49% | 58.04% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Georgetown University Alumni and Student Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 23979) · FFIEC NIC profile (RSSD 936097)
Frequently asked questions
Is Georgetown University Alumni and Student Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Georgetown University Alumni and Student Federal Credit Union's net worth ratio is 14.16%, above the 7% NCUA threshold for well capitalized.
Is Georgetown University Alumni and Student Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Georgetown University Alumni and Student Federal Credit Union is a federally insured credit union (NCUA charter 23979): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Georgetown University Alumni and Student Federal Credit Union's key safety ratios?
For Q2 2026, Georgetown University Alumni and Student Federal Credit Union reports net worth 14.16%, delinquency 1.61%, ROA 0.61%, loan-to-share 57.91%.
What happens to my money if Georgetown University Alumni and Student Federal Credit Union fails?
For Q2 2026, Georgetown University Alumni and Student Federal Credit Union held $11.9M in shares and deposits for 4,421 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.