Georgetown University Alumni and Student Federal Credit Union Washington, District of Columbia
Georgetown University Alumni and Student Federal Credit Union is a federal credit union headquartered in Washington, DC, established in 1983 (NCUA charter 23979), and it is regulated and insured by the NCUA. At Q2 2026 it reported 4,421 members and total assets of $13.7M (up 4.3% from Q2 2025), the 20th largest of 29 credit unions headquartered in District of Columbia. Its net worth ratio was 14.16% at Q2 2026, in the well capitalized band.
Also written as Georgetown University Alumni and Student FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 23979
- Headquarters
- Washington, DC
- Established
- 1983
- Total assets, Q2 2026
- $13.7M
- Assets vs Q2 2025
- +4.3%
- Members, Q2 2026
- 4,421
- Net worth ratio, Q2 2026
- 14.16%
- Latest call report
- Q2 2026, NCUA 5300 · Georgetown University Alumni and Student Federal Credit Union call report
- Asset rank in state
- 20th of 29 in District of Columbia
- Routing number
- 054080212
- Branches
- 1
It has 440 more members than on June 30, 2025 (+11.1%). Its net worth ratio was down 1.02 percentage points from 15.18% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $3.6M of $6.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.61% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.16% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in District of Columbia
Frequently asked about Georgetown University Alumni and Student Federal Credit Union
How big is Georgetown University Alumni and Student Federal Credit Union?
At Q2 2026 it reported total assets of $13.7M and 4,421 members.
Where is Georgetown University Alumni and Student Federal Credit Union headquartered?
It is headquartered in Washington, DC, United States.
When was Georgetown University Alumni and Student Federal Credit Union founded?
It was established in 1983, per NCUA records.
Is Georgetown University Alumni and Student Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 23979): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Georgetown University Alumni and Student Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Georgetown University Alumni and Student Federal Credit Union well capitalized?
Its net worth ratio was 14.16% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Georgetown University Alumni and Student Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.61% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Georgetown University Alumni and Student Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 57.91% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Washington, DC 20057
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1983
- NCUA Charter #
- 23979
- RSSD ID
- 936097
- Members
- 4,421
- Potential members
- 15,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.16% | 14.31% | 49th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.61% | 0.72% | 45th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.27% | 4.74% | 47th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.80% | 3.93% | 81st top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 85.94% | 79.83% | 37th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.48% | 0.78% | 69th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.61% | 0.86% | 32nd below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.28% | 4.70% | 73rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 57.91% | 58.92% | 48th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$13.7M total assets against $13.1M; $11.9M total shares and deposits against $11.5M; $6.9M total loans against $6.8M.
$1.9M net worth against $2.0M.
14.16% net worth ratio against 15.18%.
57.91% loan-to-share ratio against 59.40%.
1.61% delinquency ratio against 2.07%.
0.61% return on assets against 1.19%; 4.27% return on equity against 7.80%.
4.80% net interest margin against 4.99%.
4,421 members against 3,981.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.16% | 0.61% | 1.61% | 57.91% |
| March 31, 2026 | 13.58% | -0.19% | 2.02% | 55.79% |
| December 31, 2025 | 14.73% | 0.43% | 2.12% | 57.85% |
| September 30, 2025 | 15.52% | -0.71% | 1.74% | 61.33% |
| June 30, 2025 | 15.18% | 1.19% | 2.07% | 59.40% |
| March 31, 2025 | 14.35% | 2.49% | 2.31% | 58.04% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.