MT. Airy Baptist Church Federal Credit Union Washington, District of Columbia
MT. Airy Baptist Church Federal Credit Union is a federal credit union headquartered in Washington, DC, established in 1985 (NCUA charter 24219), and it is regulated and insured by the NCUA. At Q2 2026 it reported 235 members and total assets of $1.1M (down 4.7% from Q2 2025), the 23rd largest of 29 credit unions headquartered in District of Columbia. Its net worth ratio was 41.96% at Q2 2026, in the well capitalized band.
Also written as MT. Airy Baptist Church FCU · Trade name filed with the NCUA: Mabcfcu
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24219
- Headquarters
- Washington, DC
- Established
- 1985
- Total assets, Q2 2026
- $1.1M
- Assets vs Q2 2025
- -4.7%
- Members, Q2 2026
- 235
- Net worth ratio, Q2 2026
- 41.96%
- Latest call report
- Q2 2026, NCUA 5300 · MT. Airy Baptist Church Federal Credit Union call report
- Asset rank in state
- 23rd of 29 in District of Columbia
- Routing number
- 654000207
- Branches
- 1
It has 2 fewer members than on June 30, 2025 (-0.8%). Its net worth ratio was up 4.94 percentage points from 37.02% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $319K of $390K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.55% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 41.96% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in District of Columbia
Frequently asked about MT. Airy Baptist Church Federal Credit Union
How big is MT. Airy Baptist Church Federal Credit Union?
At Q2 2026 it reported total assets of $1.1M and 235 members.
Where is MT. Airy Baptist Church Federal Credit Union headquartered?
It is headquartered in Washington, DC, United States.
When was MT. Airy Baptist Church Federal Credit Union founded?
It was established in 1985, per NCUA records.
Is MT. Airy Baptist Church Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24219): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates MT. Airy Baptist Church Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is MT. Airy Baptist Church Federal Credit Union well capitalized?
Its net worth ratio was 41.96% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is MT. Airy Baptist Church Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.55% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is MT. Airy Baptist Church Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 62.56% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Washington, DC 20002
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1985
- NCUA Charter #
- 24219
- RSSD ID
- 410391
- Members
- 235
- Potential members
- 800
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 41.96% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.76% | 0.72% | 87th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.18% | 4.74% | 46th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.25% | 3.93% | 63rd above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 59.03% | 79.83% | 88th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.58% | 0.78% | 63rd above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.55% | 0.86% | 34th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.83% | 4.70% | 55th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 62.56% | 58.92% | 55th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.1M total assets against $1.1M; $624K total shares and deposits against $710K; $390K total loans against $436K.
$451K net worth against $418K.
41.96% net worth ratio against 37.02%.
62.56% loan-to-share ratio against 61.43%.
1.55% delinquency ratio against 0.12%.
1.76% return on assets against 3.44%; 4.18% return on equity against 9.28%.
4.25% net interest margin against 4.83%.
235 members against 237.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 41.96% | 1.76% | 1.55% | 62.56% |
| March 31, 2026 | 41.83% | 3.62% | 1.27% | 65.79% |
| December 31, 2025 | 41.71% | 2.96% | 0.78% | 69.93% |
| September 30, 2025 | 41.24% | 4.32% | — | 69.53% |
| June 30, 2025 | 37.02% | 3.44% | 0.12% | 61.43% |
| March 31, 2025 | 36.08% | 2.66% | 0.18% | 61.42% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.