Lee Federal Credit Union Washington, District of Columbia
Lee Federal Credit Union is a federal credit union headquartered in Washington, DC, established in 1962 (NCUA charter 15174), and it is regulated and insured by the NCUA. At Q2 2026 it reported 243 members and total assets of $5.5M (down 5.5% from Q2 2025), the 22nd largest of 29 credit unions headquartered in District of Columbia. Its net worth ratio was 50.68% at Q2 2026, in the well capitalized band.
Also written as Lee FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 15174
- Headquarters
- Washington, DC
- Established
- 1962
- Total assets, Q2 2026
- $5.5M
- Assets vs Q2 2025
- -5.5%
- Members, Q2 2026
- 243
- Net worth ratio, Q2 2026
- 50.68%
- Latest call report
- Q2 2026, NCUA 5300 · Lee Federal Credit Union call report
- Asset rank in state
- 22nd of 29 in District of Columbia
- Routing number
- 254074824
- Branches
- 1
It has 14 fewer members than on June 30, 2025 (-5.4%). Its net worth ratio was up 4.66 percentage points from 46.02% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.2M of $1.2M in total loans on its June 30, 2026 filing.
Credit unions similar in size in District of Columbia
Frequently asked about Lee Federal Credit Union
How big is Lee Federal Credit Union?
At Q2 2026 it reported total assets of $5.5M and 243 members.
Where is Lee Federal Credit Union headquartered?
It is headquartered in Washington, DC, United States.
When was Lee Federal Credit Union founded?
It was established in 1962, per NCUA records.
Is Lee Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 15174): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Lee Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Lee Federal Credit Union well capitalized?
Its net worth ratio was 50.68% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Lee Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 44.84% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Washington, DC 20001
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1962
- NCUA Charter #
- 15174
- RSSD ID
- 1017283
- Members
- 243
- Potential members
- 1,800
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 6 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 50.68% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.64% | 0.72% | 84th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.23% | 4.74% | 40th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.14% | 3.93% | 21st bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 47.85% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.44% | 0.78% | 71st above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.58% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 44.84% | 58.92% | 29th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.5M total assets against $5.8M; $2.7M total shares and deposits against $3.1M; $1.2M total loans against $1.3M.
$2.8M net worth against $2.7M.
50.68% net worth ratio against 46.02%.
44.84% loan-to-share ratio against 42.26%.
1.64% return on assets against 2.56%; 3.23% return on equity against 5.57%.
3.14% net interest margin against 3.67%.
243 members against 257.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 50.68% | 1.64% | — | 44.84% |
| March 31, 2026 | 49.77% | 2.07% | — | 44.50% |
| December 31, 2025 | 48.92% | 1.61% | — | 44.58% |
| September 30, 2025 | 47.28% | 2.48% | — | 43.02% |
| June 30, 2025 | 46.02% | 2.56% | — | 42.26% |
| March 31, 2025 | 44.37% | 2.82% | — | 40.94% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.