Greenville Federal Credit Union Greenville, South Carolina
Greenville Federal Credit Union is a federal credit union headquartered in Greenville, SC, established in 1968 (NCUA charter 19116), and it is regulated and insured by the NCUA. At Q2 2026 it reported 35,628 members and total assets of $512.3M (up 6.0% from Q2 2025), the 13th largest of 45 credit unions headquartered in South Carolina. Its net worth ratio was 11.02% at Q2 2026, in the well capitalized band.
Also written as Greenville FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 19116
- Headquarters
- Greenville, SC
- Established
- 1968
- Total assets, Q2 2026
- $512.3M
- Assets vs Q2 2025
- +6.0%
- Members, Q2 2026
- 35,628
- Net worth ratio, Q2 2026
- 11.02%
- Latest call report
- Q2 2026, NCUA 5300 · Greenville Federal Credit Union call report
- Asset rank in state
- 13th of 45 in South Carolina
- Routing number
- 253279196
- Branches
- 6
It has 582 more members than on June 30, 2025 (+1.7%). Its net worth ratio was up 0.30 percentage points from 10.72% on June 30, 2025. Commercial loans are its largest loan category, $139.9M of $361.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.50% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.02% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in South Carolina
Frequently asked about Greenville Federal Credit Union
How big is Greenville Federal Credit Union?
At Q2 2026 it reported total assets of $512.3M and 35,628 members.
Where is Greenville Federal Credit Union headquartered?
It is headquartered in Greenville, SC, United States.
When was Greenville Federal Credit Union founded?
It was established in 1968, per NCUA records.
Is Greenville Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 19116): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Greenville Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Greenville Federal Credit Union well capitalized?
Its net worth ratio was 11.02% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Greenville Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.50% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Greenville Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 81.50% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Greenville, SC 29609
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1968
- NCUA Charter #
- 19116
- RSSD ID
- 1000584
- Members
- 35,628
- Potential members
- 570,745
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 11.02% | 11.43% | 44th below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.83% | 0.81% | 52nd above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 7.56% | 7.02% | 55th above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.71% | 3.70% | 50th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 80.23% | 76.55% | 37th below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.38% | 1.24% | 39th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.50% | 0.68% | 66th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.09% | 4.92% | 60th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 81.50% | 75.66% | 64th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$512.3M total assets against $483.3M; $443.8M total shares and deposits against $419.8M; $361.7M total loans against $332.2M.
$56.5M net worth against $51.9M.
11.02% net worth ratio against 10.72%.
81.50% loan-to-share ratio against 79.12%.
0.50% delinquency ratio against 0.82%.
0.83% return on assets against 0.82%; 7.56% return on equity against 7.63%.
3.71% net interest margin against 3.55%.
35,628 members against 35,046.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.02% | 0.83% | 0.50% | 81.50% |
| March 31, 2026 | 10.85% | 1.04% | 0.31% | 79.16% |
| December 31, 2025 | 10.93% | 1.22% | 0.59% | 81.70% |
| September 30, 2025 | 10.92% | 1.04% | 0.71% | 82.62% |
| June 30, 2025 | 10.72% | 0.82% | 0.82% | 79.12% |
| March 31, 2025 | 10.64% | 1.05% | 0.56% | 79.61% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.