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Guadalupe Parish Credit Union Antonito, Colorado

Guadalupe Parish Credit Union is a state-chartered credit union headquartered in Antonito, CO, established in 1941 (NCUA charter 65471), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,798 members and total assets of $42.0M (up 2.8% from Q2 2025), the 49th largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 24.97% at Q2 2026, in the well capitalized band.

Also written as Guadalupe Parish CU

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Antonito, CO Credit Union Est. 1941 NCUA #65471 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
State-chartered credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
65471
Headquarters
Antonito, CO
Established
1941
Total assets, Q2 2026
$42.0M
Assets vs Q2 2025
+2.8%
Members, Q2 2026
3,798
Net worth ratio, Q2 2026
24.97%
Latest call report
Q2 2026, NCUA 5300 · Guadalupe Parish Credit Union call report
Asset rank in state
49th of 61 in Colorado
Routing number
302174362
Branches
3

It has 1 more member than on June 30, 2025. Its net worth ratio was up 0.60 percentage points from 24.37% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $19.0M of $26.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.19% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 24.97% net worth ratio is above that band's 14.31% median.

Frequently asked about Guadalupe Parish Credit Union

How big is Guadalupe Parish Credit Union?

At Q2 2026 it reported total assets of $42.0M and 3,798 members.

Where is Guadalupe Parish Credit Union headquartered?

It is headquartered in Antonito, CO, United States.

When was Guadalupe Parish Credit Union founded?

It was established in 1941, per NCUA records.

Is Guadalupe Parish Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65471): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Guadalupe Parish Credit Union?

It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.

Is Guadalupe Parish Credit Union well capitalized?

Its net worth ratio was 24.97% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Guadalupe Parish Credit Union's delinquency ratio?

Its delinquency ratio was 0.19% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Guadalupe Parish Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 85.80% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Antonito, CO 81120
Charter Type
State-chartered credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1941
NCUA Charter #
65471
RSSD ID
121398
Members
3,798
Potential members
4,500

Size & Membership

Total assets $42.0M
Total shares & deposits $31.4M
Total loans $26.9M
  1- to 4-family residential and other consumer real estate loans$19.0M
  Commercial loans$2.8M
  Other secured non-real estate loans and lines of credit$1.9M
  Used vehicle loans$1.7M
  New vehicle loans$1.3M
  Other unsecured loans and lines of credit$308K
Members 3,798

Profitability

Q2 annualized
Return on assets (ROA) 1.50%YTD 1.30%
Return on equity (ROE) 6.00%YTD 5.25%
Net interest margin 3.05%YTD 2.98%
Efficiency ratio 61.17%
Cost of funds 1.00%

Capital & Asset Quality

Net worth $10.5M
Net worth ratio 24.97%
Net worth category Well capitalized
Delinquency ratio 0.19%
Loan-to-share ratio 85.80%
Yield on assets 4.04%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 24.97% 14.31% 88th top
Return on assets Middle half of peers: 0.16% to 1.30% 1.50% 0.72% 80th top
Return on equity Middle half of peers: 1.04% to 8.69% 6.00% 4.74% 58th above
Net interest margin Middle half of peers: 3.31% to 4.53% 3.05% 3.93% 18th bottom
Efficiency ratio Middle half of peers: 68.03% to 91.60% 61.17% 79.83% 85th top
Cost of funds Middle half of peers: 0.37% to 1.23% 1.00% 0.78% 38th below
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.19% 0.86% 85th top
Yield on assets Middle half of peers: 4.21% to 5.32% 4.04% 4.70% 20th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 85.80% 58.92% 86th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$42.0M total assets against $40.8M; $31.4M total shares and deposits against $30.7M; $26.9M total loans against $26.1M.

Net worth

$10.5M net worth against $9.9M.

Net worth ratio

24.97% net worth ratio against 24.37%.

Loan-to-share ratio

85.80% loan-to-share ratio against 84.81%.

Delinquency ratio

0.19% delinquency ratio against 0.13%.

Return on assets and return on equity

1.50% return on assets against 1.89%; 6.00% return on equity against 7.74%.

Net interest margin

3.05% net interest margin against 2.97%.

Members

3,798 members against 3,797.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 24.97% 1.50% 0.19% 85.80%
March 31, 2026 24.36% 1.08% 0.21% 84.75%
December 31, 2025 24.57% 1.25% 0.26% 84.16%
September 30, 2025 24.63% 1.22% 0.26% 87.41%
June 30, 2025 24.37% 1.89% 0.13% 84.81%
March 31, 2025 23.83% 0.88% 0.09% 82.62%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.