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Star Tech Federal Credit Union Greenwood Village, Colorado

Star Tech Federal Credit Union is a federal credit union headquartered in Greenwood Village, CO, established in 1939 (NCUA charter 3182), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,613 members and total assets of $11.1M (up 2.1% from Q2 2025), the 51st largest of 61 credit unions headquartered in Colorado. Its net worth ratio was 22.22% at Q2 2026, in the well capitalized band.

Also written as Star Tech FCU

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Greenwood Village, CO Credit Union Est. 1939 NCUA #3182 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
3182
Headquarters
Greenwood Village, CO
Established
1939
Total assets, Q2 2026
$11.1M
Assets vs Q2 2025
+2.1%
Members, Q2 2026
1,613
Net worth ratio, Q2 2026
22.22%
Latest call report
Q2 2026, NCUA 5300 · Star Tech Federal Credit Union call report
Asset rank in state
51st of 61 in Colorado
Routing number
302075351
Branches
1

It has 1 more member than on June 30, 2025 (+0.1%). Its net worth ratio was up 0.93 percentage points from 21.29% on June 30, 2025. Used vehicle loans are its largest loan category, $4.6M of $6.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.38% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 22.22% net worth ratio is above that band's 14.31% median.

Frequently asked about Star Tech Federal Credit Union

How big is Star Tech Federal Credit Union?

At Q2 2026 it reported total assets of $11.1M and 1,613 members.

Where is Star Tech Federal Credit Union headquartered?

It is headquartered in Greenwood Village, CO, United States.

When was Star Tech Federal Credit Union founded?

It was established in 1939, per NCUA records.

Is Star Tech Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 3182): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Star Tech Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Star Tech Federal Credit Union well capitalized?

Its net worth ratio was 22.22% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Star Tech Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.38% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Star Tech Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 69.26% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Greenwood Village, CO 80111
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1939
NCUA Charter #
3182
RSSD ID
540971
Members
1,613
Potential members
3,000

Size & Membership

Total assets $11.1M
Total shares & deposits $8.6M
Total loans $6.0M
  Used vehicle loans$4.6M
  1- to 4-family residential and other consumer real estate loans$495K
  New vehicle loans$473K
  Unsecured credit card loans$241K
  Other secured non-real estate loans and lines of credit$70K
  Other unsecured loans and lines of credit$58K
Members 1,613

Profitability

Q2 annualized
Return on assets (ROA) 1.54%YTD 1.50%
Return on equity (ROE) 6.92%YTD 6.85%
Net interest margin 5.03%YTD 5.11%
Efficiency ratio 56.56%
Cost of funds 1.32%

Capital & Asset Quality

Net worth $2.5M
Net worth ratio 22.22%
Net worth category Well capitalized
Delinquency ratio 0.38%
Loan-to-share ratio 69.26%
Yield on assets 6.35%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 22.22% 14.31% 82nd top
Return on assets Middle half of peers: 0.16% to 1.30% 1.54% 0.72% 81st top
Return on equity Middle half of peers: 1.04% to 8.69% 6.92% 4.74% 64th above
Net interest margin Middle half of peers: 3.31% to 4.53% 5.03% 3.93% 86th top
Efficiency ratio Middle half of peers: 68.03% to 91.60% 56.56% 79.83% over 90th top
Cost of funds Middle half of peers: 0.37% to 1.23% 1.32% 0.78% 22nd bottom
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.38% 0.86% 74th above
Yield on assets Middle half of peers: 4.21% to 5.32% 6.35% 4.70% over 90th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 69.26% 58.92% 65th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$11.1M total assets against $10.9M; $8.6M total shares and deposits against $8.6M; $6.0M total loans against $6.3M.

Net worth

$2.5M net worth against $2.3M.

Net worth ratio

22.22% net worth ratio against 21.29%.

Loan-to-share ratio

69.26% loan-to-share ratio against 73.92%.

Delinquency ratio

0.38% delinquency ratio against 0.26%.

Return on assets and return on equity

1.54% return on assets against 0.85%; 6.92% return on equity against 3.97%.

Net interest margin

5.03% net interest margin against 5.33%.

Members

1,613 members against 1,612.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 22.22% 1.54% 0.38% 69.26%
March 31, 2026 22.47% 1.49% 0.40% 69.46%
December 31, 2025 21.61% 0.22% 0.42% 69.55%
September 30, 2025 21.77% 1.52% 0.02% 71.60%
June 30, 2025 21.29% 0.85% 0.26% 73.92%
March 31, 2025 20.84% 1.19% 0.88% 77.44%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.