Credit Union Safety Analysis
Is Star Tech Federal Credit Union Safe? Greenwood Village, Colorado
Based on its Q2 2026 NCUA 5300 call report, Star Tech Federal Credit Union has a net worth ratio of 22.22%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.38%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Star Tech Federal Credit Union's net worth ratio is 22.22%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 22.22%
- Delinquency ratio (60+ days) (Q2 2026): 0.38%
- Return on assets (Q2 2026): 1.54%
- Loan-to-share ratio (Q2 2026): 69.26%
Star Tech Federal Credit Union (NCUA charter 3182, established 1939) reported $11.1M in assets and 1,613 members for Q2 2026 from Greenwood Village, Colorado. It ranks 51 of 61 credit unions in Colorado by total assets. Total assets grew 2.1% from $10.9M on June 30, 2025. It has 1 more member than on June 30, 2025 (+0.1%). Its net worth ratio was up 0.93 percentage points from 21.29% on June 30, 2025. Used vehicle loans are its largest loan category, $4.6M of $6.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.38% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 22.47% for Q1 2026; 21.29% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.40% for Q1 2026; 0.26% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.49% for Q1 2026; 0.85% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 69.46% for Q1 2026; 73.92% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $4.6M
- 1- to 4-family residential and other consumer real estate loans: $495K
- New vehicle loans: $473K
- Unsecured credit card loans: $241K
- Other secured non-real estate loans and lines of credit: $70K
- Other unsecured loans and lines of credit: $58K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $11.1M | 22.22% | 0.38% | 1.54% | 69.26% |
| March 31, 2026 | $10.8M | 22.47% | 0.40% | 1.49% | 69.46% |
| December 31, 2025 | $11.0M | 21.61% | 0.42% | 0.22% | 69.55% |
| September 30, 2025 | $10.9M | 21.77% | 0.02% | 1.52% | 71.60% |
| June 30, 2025 | $10.9M | 21.29% | 0.26% | 0.85% | 73.92% |
| March 31, 2025 | $10.9M | 20.84% | 0.88% | 1.19% | 77.44% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Star Tech Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 3182) · FFIEC NIC profile (RSSD 540971)
Frequently asked questions
Is Star Tech Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Star Tech Federal Credit Union's net worth ratio is 22.22%, above the 7% NCUA threshold for well capitalized.
Is Star Tech Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Star Tech Federal Credit Union is a federally insured credit union (NCUA charter 3182): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Star Tech Federal Credit Union's key safety ratios?
For Q2 2026, Star Tech Federal Credit Union reports net worth 22.22%, delinquency 0.38%, ROA 1.54%, loan-to-share 69.26%.
What happens to my money if Star Tech Federal Credit Union fails?
For Q2 2026, Star Tech Federal Credit Union held $8.6M in shares and deposits for 1,613 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.