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Credit Union Routing Number

Heart O TX Federal Credit Union Routing Number

The routing number for Heart O TX Federal Credit Union is 311989878. It is a credit union in Waco, Texas, NCUA charter 11032.

Primary ABA / RTN
311989878

Data as of · size and membership from the NCUA 5300 call report. How we update

About Heart O TX Federal Credit Union

Heart O TX Federal Credit Union is based in Waco, Texas, and has been chartered since 1956. It reported $54.6M in assets for Q2 2026, the 183rd largest of 377 credit unions headquartered in Texas and 2309th of 4,252 nationally. Assets were $55.9M a year earlier (Q2 2025), so the credit union is smaller now. It counted 3,935 members on that report. The NCUA lists 3 branch locations for the credit union.

Record

Routing number
311989878
NCUA charter number
11032
RSSD ID
628589
Headquarters
Waco, Texas 76710
Chartered
1956
NCUA insured since
January 4, 1971
Total assets (Q2 2026)
$54.6M
Members (Q2 2026)
3,935
Branch locations
3
Routing record refreshed
October 8, 2026
Check before you send money. Heart O TX Federal Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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All routing numbers in Texas

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