Holy Ghost Parish Credit Union Dubuque, Iowa
Holy Ghost Parish Credit Union is a state-chartered credit union headquartered in Dubuque, IA, established in 1935 (NCUA charter 65243), and it is regulated and insured by the NCUA. At Q2 2026 it reported 853 members and total assets of $34.9M (up 15.3% from Q2 2025), the 43rd largest of 65 credit unions headquartered in Iowa. Its net worth ratio was 9.75% at Q2 2026, in the well capitalized band.
Also written as Holy Ghost Parish CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 65243
- Headquarters
- Dubuque, IA
- Established
- 1935
- Total assets, Q2 2026
- $34.9M
- Assets vs Q2 2025
- +15.3%
- Members, Q2 2026
- 853
- Net worth ratio, Q2 2026
- 9.75%
- Latest call report
- Q2 2026, NCUA 5300 · Holy Ghost Parish Credit Union call report
- Asset rank in state
- 43rd of 65 in Iowa
- Routing number
- 273974620
- Branches
- 1
It has 48 fewer members than on June 30, 2025 (-5.3%). Its net worth ratio was down 1.55 percentage points from 11.30% on June 30, 2025. Used vehicle loans are its largest loan category, $295K of $780K in total loans on its June 30, 2026 filing.
Credit unions merged into Holy Ghost Parish Credit Union
Morrison Employees Credit Union (2023) · A Y McDonald Employees Credit Union (2015)
Frequently asked about Holy Ghost Parish Credit Union
How big is Holy Ghost Parish Credit Union?
At Q2 2026 it reported total assets of $34.9M and 853 members.
Where is Holy Ghost Parish Credit Union headquartered?
It is headquartered in Dubuque, IA, United States.
When was Holy Ghost Parish Credit Union founded?
It was established in 1935, per NCUA records.
Is Holy Ghost Parish Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 65243): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Holy Ghost Parish Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Holy Ghost Parish Credit Union well capitalized?
Its net worth ratio was 9.75% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Holy Ghost Parish Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 2.48% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Dubuque, IA 52001
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 65243
- RSSD ID
- 200798
- Members
- 853
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 5 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.75% | 14.31% | 14th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.33% | 0.72% | 33rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.39% | 4.74% | 41st below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 0.95% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 3.08% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.03% | 4.70% | 20th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 2.48% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$34.9M total assets against $30.3M; $31.5M total shares and deposits against $26.8M; $780K total loans against $989K.
$3.4M net worth against $3.4M.
9.75% net worth ratio against 11.30%.
2.48% loan-to-share ratio against 3.69%.
0.33% return on assets against 0.56%; 3.39% return on equity against 4.96%.
0.95% net interest margin against 1.23%.
853 members against 901.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.75% | 0.33% | — | 2.48% |
| March 31, 2026 | 9.87% | 0.22% | — | 2.96% |
| December 31, 2025 | 10.24% | -1.32% | — | 3.55% |
| September 30, 2025 | 11.23% | 0.58% | 0.70% | 3.41% |
| June 30, 2025 | 11.30% | 0.56% | 0.53% | 3.69% |
| March 31, 2025 | 11.37% | 0.35% | — | 3.65% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.