Iron Workers Federal Credit Union Pittsburgh, Pennsylvania
Iron Workers Federal Credit Union is a federal credit union headquartered in Pittsburgh, PA, established in 1963 (NCUA charter 15797), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,691 members and total assets of $5.4M (down 0.5% from Q2 2025), the 233rd largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 6.04% at Q2 2026, in the adequately capitalized band.
Also written as Iron Workers FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 15797
- Headquarters
- Pittsburgh, PA
- Established
- 1963
- Total assets, Q2 2026
- $5.4M
- Assets vs Q2 2025
- -0.5%
- Members, Q2 2026
- 3,691
- Net worth ratio, Q2 2026
- 6.04%
- Latest call report
- Q2 2026, NCUA 5300 · Iron Workers Federal Credit Union call report
- Asset rank in state
- 233rd of 269 in Pennsylvania
- Routing number
- 243083774
- Branches
- 1
It has 168 more members than on June 30, 2025 (+4.8%). Its net worth ratio was down 0.52 percentage points from 6.56% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $405K of $1.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.09% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 6.04% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Iron Workers Federal Credit Union
How big is Iron Workers Federal Credit Union?
At Q2 2026 it reported total assets of $5.4M and 3,691 members.
Where is Iron Workers Federal Credit Union headquartered?
It is headquartered in Pittsburgh, PA, United States.
When was Iron Workers Federal Credit Union founded?
It was established in 1963, per NCUA records.
Is Iron Workers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 15797): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Iron Workers Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Iron Workers Federal Credit Union well capitalized?
Its net worth ratio was 6.04% at Q2 2026, in the adequately capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Iron Workers Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.09% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Iron Workers Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 31.22% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Pittsburgh, PA 15222
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1963
- NCUA Charter #
- 15797
- RSSD ID
- 52885
- Members
- 3,691
- Potential members
- 4,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 6.04% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.07% | 0.72% | 23rd bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.12% | 4.74% | 26th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.46% | 3.93% | 72nd above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 98.80% | 79.83% | 17th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.11% | 0.78% | over 90th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.09% | 0.86% | 45th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.57% | 4.70% | 43rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 31.22% | 58.92% | 13th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.4M total assets against $5.4M; $5.1M total shares and deposits against $5.1M; $1.6M total loans against $2.0M.
$327K net worth against $357K.
6.04% net worth ratio against 6.56%.
31.22% loan-to-share ratio against 38.88%.
1.09% delinquency ratio against 2.41%.
0.07% return on assets against -0.82%; 1.12% return on equity against -12.56%.
4.46% net interest margin against 4.59%.
3,691 members against 3,523.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 6.04% | 0.07% | 1.09% | 31.22% |
| March 31, 2026 | 6.19% | -0.83% | 5.27% | 33.34% |
| December 31, 2025 | 6.23% | -1.40% | 0.81% | 35.92% |
| September 30, 2025 | 6.64% | -0.06% | 1.80% | 36.71% |
| June 30, 2025 | 6.56% | -0.82% | 2.41% | 38.88% |
| March 31, 2025 | 6.63% | 0.19% | 3.16% | 40.01% |
Scroll sideways to see every column.
Watch flags
The net worth ratio is between 6% and 7%, adequately capitalized but below the 7% level NCUA considers well capitalized. Worth monitoring, not yet a PCA trigger. NCUA well-capitalized threshold, 12 CFR 702.102.
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.