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Newell Federal Credit Union Newell, Pennsylvania

Newell Federal Credit Union is a federal credit union headquartered in Newell, PA, established in 1968 (NCUA charter 19045), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,043 members and total assets of $5.7M (down 8.0% from Q2 2025), the 232nd largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 10.68% at Q2 2026, in the well capitalized band.

Also written as Newell FCU

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Newell, PA Credit Union Est. 1968 NCUA #19045 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
19045
Headquarters
Newell, PA
Established
1968
Total assets, Q2 2026
$5.7M
Assets vs Q2 2025
-8.0%
Members, Q2 2026
1,043
Net worth ratio, Q2 2026
10.68%
Latest call report
Q2 2026, NCUA 5300 · Newell Federal Credit Union call report
Asset rank in state
232nd of 269 in Pennsylvania
Routing number
243383047
Branches
3

It has 143 more members than on June 30, 2025 (+15.9%). Its net worth ratio was up 1.30 percentage points from 9.38% on June 30, 2025. New vehicle loans are its largest loan category, $2.2M of $3.1M in total loans on its June 30, 2026 filing.

Frequently asked about Newell Federal Credit Union

How big is Newell Federal Credit Union?

At Q2 2026 it reported total assets of $5.7M and 1,043 members.

Where is Newell Federal Credit Union headquartered?

It is headquartered in Newell, PA, United States.

When was Newell Federal Credit Union founded?

It was established in 1968, per NCUA records.

Is Newell Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 19045): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Newell Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Newell Federal Credit Union well capitalized?

Its net worth ratio was 10.68% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Newell Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 60.49% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Newell, PA 15466
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1968
NCUA Charter #
19045
RSSD ID
991685
Members
1,043
Potential members
22,558

Size & Membership

Total assets $5.7M
Total shares & deposits $5.1M
Total loans $3.1M
  New vehicle loans$2.2M
  Used vehicle loans$478K
  Other unsecured loans and lines of credit$274K
  Other secured non-real estate loans and lines of credit$80K
Members 1,043

Profitability

Q2 annualized
Return on assets (ROA) 0.20%YTD 0.02%
Return on equity (ROE) 1.84%YTD 0.16%
Net interest margin 3.94%YTD 3.92%
Efficiency ratio 95.72%
Cost of funds 0.30%

Capital & Asset Quality

Net worth $610K
Net worth ratio 10.68%
Net worth category Well capitalized
Delinquency ratio —
Loan-to-share ratio 60.49%
Yield on assets 4.24%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 10.68% 14.31% 21st bottom
Return on assets Middle half of peers: 0.16% to 1.30% 0.20% 0.72% 27th below
Return on equity Middle half of peers: 1.04% to 8.69% 1.84% 4.74% 30th below
Net interest margin Middle half of peers: 3.31% to 4.53% 3.94% 3.93% 50th above
Efficiency ratio Middle half of peers: 68.03% to 91.60% 95.72% 79.83% 20th bottom
Cost of funds Middle half of peers: 0.37% to 1.23% 0.30% 0.78% 80th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% not on file 0.86% not on file
Yield on assets Middle half of peers: 4.21% to 5.32% 4.24% 4.70% 27th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 60.49% 58.92% 52nd position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$5.7M total assets against $6.2M; $5.1M total shares and deposits against $5.6M; $3.1M total loans against $3.2M.

Net worth

$610K net worth against $582K.

Net worth ratio

10.68% net worth ratio against 9.38%.

Loan-to-share ratio

60.49% loan-to-share ratio against 57.78%.

Delinquency ratio
Return on assets and return on equity

0.20% return on assets against 0.79%; 1.84% return on equity against 8.45%.

Net interest margin

3.94% net interest margin against 3.79%.

Members

1,043 members against 900.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 10.68% 0.20% — 60.49%
March 31, 2026 10.55% -0.16% — 60.05%
December 31, 2025 10.53% 0.85% — 61.09%
September 30, 2025 9.73% 0.97% — 59.13%
June 30, 2025 9.38% 0.79% 0.07% 57.78%
March 31, 2025 9.29% 0.22% 0.10% 60.55%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.