Israel Methcomm Federal Credit Union Chicago, Illinois
Israel Methcomm Federal Credit Union is a federal credit union headquartered in Chicago, IL, established in 1963 (NCUA charter 15673), and it is regulated and insured by the NCUA. At Q2 2026 it reported 235 members and total assets of $2.0M (down 4.8% from Q2 2025), the 157th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 15.53% at Q2 2026, in the well capitalized band.
Also written as Israel Methcomm FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 15673
- Headquarters
- Chicago, IL
- Established
- 1963
- Total assets, Q2 2026
- $2.0M
- Assets vs Q2 2025
- -4.8%
- Members, Q2 2026
- 235
- Net worth ratio, Q2 2026
- 15.53%
- Latest call report
- Q2 2026, NCUA 5300 · Israel Methcomm Federal Credit Union call report
- Asset rank in state
- 157th of 185 in Illinois
- Routing number
- 271079404
- Branches
- 1
It has 12 more members than on June 30, 2025 (+5.4%). Its net worth ratio was up 2.71 percentage points from 12.82% on June 30, 2025. Other secured non-real estate loans and lines of credit are its largest loan category, $203K of $505K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Credit unions merged into Israel Methcomm Federal Credit Union
Frequently asked about Israel Methcomm Federal Credit Union
How big is Israel Methcomm Federal Credit Union?
At Q2 2026 it reported total assets of $2.0M and 235 members.
Where is Israel Methcomm Federal Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was Israel Methcomm Federal Credit Union founded?
It was established in 1963, per NCUA records.
Is Israel Methcomm Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 15673): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Israel Methcomm Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Israel Methcomm Federal Credit Union well capitalized?
Its net worth ratio was 15.53% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Israel Methcomm Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 35.76% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Chicago, IL 60619
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1963
- NCUA Charter #
- 15673
- RSSD ID
- 349987
- Members
- 235
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.53% | 14.31% | 56th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 3.21% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 20.68% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.23% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 35.76% | 58.92% | 18th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.0M total assets against $2.1M; $1.4M total shares and deposits against $1.6M; $505K total loans against $646K.
$310K net worth against $269K.
15.53% net worth ratio against 12.82%.
35.76% loan-to-share ratio against 40.60%.
3.21% return on assets against -0.00%; 20.68% return on equity against -0.01%.
235 members against 223.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.53% | 3.21% | — | 35.76% |
| March 31, 2026 | 13.58% | 2.96% | 5.63% | 34.35% |
| December 31, 2025 | 12.15% | 0.68% | — | 38.97% |
| September 30, 2025 | 13.23% | 5.81% | — | 39.74% |
| June 30, 2025 | 12.82% | 0.00% | — | 40.60% |
| March 31, 2025 | 11.95% | 3.15% | — | 43.32% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.