Evanston Firemens Credit Union Evanston, Illinois
Evanston Firemens Credit Union is a state-chartered credit union headquartered in Evanston, IL, established in 1940 (NCUA charter 62338), and it is regulated and insured by the NCUA. At Q2 2026 it reported 150 members and total assets of $2.0M (down 0.3% from Q2 2025), the 158th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 15.77% at Q2 2026, in the well capitalized band.
Also written as Evanston Firemens CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62338
- Headquarters
- Evanston, IL
- Established
- 1940
- Total assets, Q2 2026
- $2.0M
- Assets vs Q2 2025
- -0.3%
- Members, Q2 2026
- 150
- Net worth ratio, Q2 2026
- 15.77%
- Latest call report
- Q2 2026, NCUA 5300 · Evanston Firemens Credit Union call report
- Asset rank in state
- 158th of 185 in Illinois
- Routing number
- 271984052
- Branches
- 1
It had the same number of members on June 30, 2025. Its net worth ratio was down 0.03 percentage points from 15.80% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $239K of $239K in total loans on its June 30, 2026 filing.
Credit unions similar in size in Illinois
Frequently asked about Evanston Firemens Credit Union
How big is Evanston Firemens Credit Union?
At Q2 2026 it reported total assets of $2.0M and 150 members.
Where is Evanston Firemens Credit Union headquartered?
It is headquartered in Evanston, IL, United States.
When was Evanston Firemens Credit Union founded?
It was established in 1940, per NCUA records.
Is Evanston Firemens Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62338): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Evanston Firemens Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Evanston Firemens Credit Union well capitalized?
Its net worth ratio was 15.77% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Evanston Firemens Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 14.77% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Evanston, IL 60202
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1940
- NCUA Charter #
- 62338
- RSSD ID
- 872092
- Members
- 150
- Potential members
- 300
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.77% | 14.31% | 57th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.32% | 0.72% | 32nd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.05% | 4.74% | 32nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.28% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 14.77% | 58.92% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.0M total assets against $2.0M; $1.6M total shares and deposits against $1.6M; $239K total loans against $274K.
$314K net worth against $315K.
15.77% net worth ratio against 15.80%.
14.77% loan-to-share ratio against 16.85%.
0.32% return on assets against 1.44%; 2.05% return on equity against 9.09%.
150 members against 150.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.77% | 0.32% | — | 14.77% |
| March 31, 2026 | 16.24% | -1.13% | — | 16.92% |
| December 31, 2025 | 15.29% | -1.40% | — | 16.56% |
| September 30, 2025 | 15.83% | 2.29% | — | 16.65% |
| June 30, 2025 | 15.80% | 1.44% | — | 16.85% |
| March 31, 2025 | 15.89% | -1.31% | — | 18.72% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.