Johnsonville TVA Employees Credit Union Camden, Tennessee
Johnsonville TVA Employees Credit Union is a state-chartered credit union headquartered in Camden, TN, established in 1952 (NCUA charter 60345), and it is regulated and insured by the NCUA. At Q2 2026 it reported 10,659 members and total assets of $180.7M (up 7.2% from Q2 2025), the 32nd largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 16.39% at Q2 2026, in the well capitalized band.
Also written as Johnsonville TVA Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60345
- Headquarters
- Camden, TN
- Established
- 1952
- Total assets, Q2 2026
- $180.7M
- Assets vs Q2 2025
- +7.2%
- Members, Q2 2026
- 10,659
- Net worth ratio, Q2 2026
- 16.39%
- Latest call report
- Q2 2026, NCUA 5300 · Johnsonville TVA Employees Credit Union call report
- Asset rank in state
- 32nd of 123 in Tennessee
- Routing number
- 264181286
- Branches
- 4
It has 168 more members than on June 30, 2025 (+1.6%). Its net worth ratio was up 0.67 percentage points from 15.72% on June 30, 2025. Used vehicle loans are its largest loan category, $46.3M of $89.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.73% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 16.39% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Tennessee
Frequently asked about Johnsonville TVA Employees Credit Union
How big is Johnsonville TVA Employees Credit Union?
At Q2 2026 it reported total assets of $180.7M and 10,659 members.
Where is Johnsonville TVA Employees Credit Union headquartered?
It is headquartered in Camden, TN, United States.
When was Johnsonville TVA Employees Credit Union founded?
It was established in 1952, per NCUA records.
Is Johnsonville TVA Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60345): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Johnsonville TVA Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Johnsonville TVA Employees Credit Union well capitalized?
Its net worth ratio was 16.39% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Johnsonville TVA Employees Credit Union's delinquency ratio?
Its delinquency ratio was 0.73% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Johnsonville TVA Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 59.43% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Camden, TN 38320
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1952
- NCUA Charter #
- 60345
- RSSD ID
- 137090
- Members
- 10,659
- Potential members
- 36,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 16.39% | 11.43% | over 90th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.89% | 0.81% | over 90th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 11.53% | 7.02% | 84th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.71% | 3.70% | 51st above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 51.93% | 76.55% | over 90th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.03% | 1.24% | 66th above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.73% | 0.68% | 48th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.74% | 4.92% | 38th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 59.43% | 75.66% | 22nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$180.7M total assets against $168.6M; $149.7M total shares and deposits against $141.4M; $89.0M total loans against $90.7M.
$29.6M net worth against $26.5M.
16.39% net worth ratio against 15.72%.
59.43% loan-to-share ratio against 64.14%.
0.73% delinquency ratio against 0.73%.
1.89% return on assets against 2.00%; 11.53% return on equity against 12.73%.
3.71% net interest margin against 3.83%.
10,659 members against 10,491.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 16.39% | 1.89% | 0.73% | 59.43% |
| March 31, 2026 | 15.99% | 1.72% | 0.55% | 58.92% |
| December 31, 2025 | 16.19% | 1.28% | 0.87% | 61.54% |
| September 30, 2025 | 16.33% | 2.31% | 0.78% | 64.12% |
| June 30, 2025 | 15.72% | 2.00% | 0.73% | 64.14% |
| March 31, 2025 | 15.45% | 1.92% | 0.74% | 63.30% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.