Kimberly Clark Credit Union Memphis, Tennessee
Kimberly Clark Credit Union is a state-chartered credit union headquartered in Memphis, TN, established in 1971 (NCUA charter 60928), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,180 members and total assets of $144.7M (up 0.9% from Q2 2025), the 34th largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 22.34% at Q2 2026, in the well capitalized band.
Also written as Kimberly Clark CU · Trade name filed with the NCUA: Volunteer Corporate Credit Union
BankRegReports is independent of Kimberly Clark Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60928
- Headquarters
- Memphis, TN
- Established
- 1971
- Total assets, Q2 2026
- $144.7M
- Assets vs Q2 2025
- +0.9%
- Members, Q2 2026
- 8,180
- Net worth ratio, Q2 2026
- 22.34%
- Latest call report
- Q2 2026, NCUA 5300 · Kimberly Clark Credit Union call report
- Asset rank in state
- 34th of 123 in Tennessee
- Routing number
- 284084813
- Branches
- 1
It has 317 fewer members than on June 30, 2025 (-3.7%). Its net worth ratio was up 0.30 percentage points from 22.04% on June 30, 2025. Used vehicle loans are its largest loan category, $24.0M of $81.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.33% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 22.34% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Tennessee
Frequently asked about Kimberly Clark Credit Union
How big is Kimberly Clark Credit Union?
At Q2 2026 it reported total assets of $144.7M and 8,180 members.
Where is Kimberly Clark Credit Union headquartered?
It is headquartered in Memphis, TN, United States.
When was Kimberly Clark Credit Union founded?
It was established in 1971, per NCUA records.
Is Kimberly Clark Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60928): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Kimberly Clark Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Kimberly Clark Credit Union well capitalized?
Its net worth ratio was 22.34% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Kimberly Clark Credit Union's delinquency ratio?
Its delinquency ratio was 1.33% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Kimberly Clark Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 73.15% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Memphis, TN 38107
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1971
- NCUA Charter #
- 60928
- RSSD ID
- 140090
- Members
- 8,180
- Potential members
- 30,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 22.34% | 11.43% | over 90th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.50% | 0.81% | 30th below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 2.25% | 7.02% | 14th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.38% | 3.70% | 30th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 74.63% | 76.55% | 56th above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.85% | 1.24% | 12th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 1.33% | 0.68% | 20th bottom |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.24% | 4.92% | 68th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 73.15% | 75.66% | 45th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$144.7M total assets against $143.4M; $111.5M total shares and deposits against $110.9M; $81.6M total loans against $82.0M.
$32.3M net worth against $31.6M.
22.34% net worth ratio against 22.04%.
73.15% loan-to-share ratio against 73.96%.
1.33% delinquency ratio against 1.17%.
0.50% return on assets against 0.45%; 2.25% return on equity against 2.06%.
3.38% net interest margin against 3.44%.
8,180 members against 8,497.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 22.34% | 0.50% | 1.33% | 73.15% |
| March 31, 2026 | 22.03% | 0.54% | 1.05% | 72.10% |
| December 31, 2025 | 22.39% | 0.55% | 1.55% | 73.58% |
| September 30, 2025 | 22.28% | 0.46% | 1.00% | 74.98% |
| June 30, 2025 | 22.04% | 0.45% | 1.17% | 73.96% |
| March 31, 2025 | 21.90% | 0.25% | 0.91% | 74.19% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.