Latvian Cleveland Credit Union, Inc. Lakewood, Ohio
Latvian Cleveland Credit Union, Inc. is a state-chartered credit union headquartered in Lakewood, OH, established in 1960 (NCUA charter 62822), and it is regulated and insured by the NCUA. At Q2 2026 it reported 917 members and total assets of $28.1M (down 6.4% from Q2 2025), the 132nd largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 20.31% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62822
- Headquarters
- Lakewood, OH
- Established
- 1960
- Total assets, Q2 2026
- $28.1M
- Assets vs Q2 2025
- -6.4%
- Members, Q2 2026
- 917
- Net worth ratio, Q2 2026
- 20.31%
- Latest call report
- Q2 2026, NCUA 5300 · Latvian Cleveland Credit Union, Inc. call report
- Asset rank in state
- 132nd of 191 in Ohio
- Routing number
- 241079353
- Branches
- 1
It has 30 fewer members than on June 30, 2025 (-3.2%). Its net worth ratio was up 1.68 percentage points from 18.63% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $15.6M of $16.7M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about Latvian Cleveland Credit Union, Inc.
How big is Latvian Cleveland Credit Union, Inc.?
At Q2 2026 it reported total assets of $28.1M and 917 members.
Where is Latvian Cleveland Credit Union, Inc. headquartered?
It is headquartered in Lakewood, OH, United States.
When was Latvian Cleveland Credit Union, Inc. founded?
It was established in 1960, per NCUA records.
Is Latvian Cleveland Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62822): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Latvian Cleveland Credit Union, Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Latvian Cleveland Credit Union, Inc. well capitalized?
Its net worth ratio was 20.31% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Latvian Cleveland Credit Union, Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 74.86% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Lakewood, OH 44107
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1960
- NCUA Charter #
- 62822
- RSSD ID
- 1006595
- Members
- 917
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 20.31% | 14.31% | 77th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.29% | 0.72% | 31st below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.45% | 4.74% | 28th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.12% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 84.38% | 79.83% | 40th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.66% | 0.78% | 12th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.78% | 4.70% | 13th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 74.86% | 58.92% | 74th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$28.1M total assets against $30.0M; $22.3M total shares and deposits against $24.3M; $16.7M total loans against $18.3M.
$5.7M net worth against $5.6M.
20.31% net worth ratio against 18.63%.
74.86% loan-to-share ratio against 75.37%.
0.29% return on assets against 0.53%; 1.45% return on equity against 2.87%.
2.12% net interest margin against 2.15%.
917 members against 947.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 20.31% | 0.29% | — | 74.86% |
| March 31, 2026 | 19.14% | 0.48% | — | 70.86% |
| December 31, 2025 | 18.70% | 0.25% | — | 72.08% |
| September 30, 2025 | 18.80% | 0.59% | — | 74.90% |
| June 30, 2025 | 18.63% | 0.53% | — | 75.37% |
| March 31, 2025 | 18.41% | 0.52% | — | 75.67% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.