Local 606 Electrical Workers Federal Credit Union Orlando, Florida
Local 606 Electrical Workers Federal Credit Union is a federal credit union headquartered in Orlando, FL, established in 1965 (NCUA charter 16979), and it is regulated and insured by the NCUA. At Q2 2026 it reported 408 members and total assets of $5.5M (down 2.3% from Q2 2025), the 104th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 24.18% at Q2 2026, in the well capitalized band.
Also written as Local 606 Electrical Workers FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 16979
- Headquarters
- Orlando, FL
- Established
- 1965
- Total assets, Q2 2026
- $5.5M
- Assets vs Q2 2025
- -2.3%
- Members, Q2 2026
- 408
- Net worth ratio, Q2 2026
- 24.18%
- Latest call report
- Q2 2026, NCUA 5300 · Local 606 Electrical Workers Federal Credit Union call report
- Asset rank in state
- 104th of 106 in Florida
- Routing number
- 263181342
- Branches
- 1
It had the same number of members on June 30, 2025. Its net worth ratio was up 0.94 percentage points from 23.24% on June 30, 2025. New vehicle loans are its largest loan category, $678K of $1.3M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Florida
Frequently asked about Local 606 Electrical Workers Federal Credit Union
How big is Local 606 Electrical Workers Federal Credit Union?
At Q2 2026 it reported total assets of $5.5M and 408 members.
Where is Local 606 Electrical Workers Federal Credit Union headquartered?
It is headquartered in Orlando, FL, United States.
When was Local 606 Electrical Workers Federal Credit Union founded?
It was established in 1965, per NCUA records.
Is Local 606 Electrical Workers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 16979): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Local 606 Electrical Workers Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Local 606 Electrical Workers Federal Credit Union well capitalized?
Its net worth ratio was 24.18% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Local 606 Electrical Workers Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 29.95% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Orlando, FL 32803
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1965
- NCUA Charter #
- 16979
- RSSD ID
- 981882
- Members
- 408
- Potential members
- 1,325
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 24.18% | 14.31% | 86th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.68% | 0.72% | 48th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.82% | 4.74% | 37th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.49% | 3.93% | 32nd below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 87.78% | 79.83% | 33rd below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.33% | 0.78% | 78th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.82% | 4.70% | 14th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 29.95% | 58.92% | 11th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.5M total assets against $5.7M; $4.2M total shares and deposits against $4.4M; $1.3M total loans against $1.5M.
$1.3M net worth against $1.3M.
24.18% net worth ratio against 23.24%.
29.95% loan-to-share ratio against 33.75%.
0.68% return on assets against 0.31%; 2.82% return on equity against 1.32%.
3.49% net interest margin against 3.30%.
408 members against 408.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 24.18% | 0.68% | — | 29.95% |
| March 31, 2026 | 24.67% | 0.52% | — | 31.46% |
| December 31, 2025 | 24.09% | 0.25% | — | 33.46% |
| September 30, 2025 | 24.20% | 0.52% | — | 34.89% |
| June 30, 2025 | 23.24% | 0.31% | — | 33.75% |
| March 31, 2025 | 22.23% | 0.23% | — | 30.28% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.