Credit Union Safety Analysis
Is Los Angeles Lee Federal Credit Union Safe? Los Angeles, California
Based on its Q2 2026 NCUA 5300 call report, Los Angeles Lee Federal Credit Union has a net worth ratio of 23.13%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 3.26%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Los Angeles Lee Federal Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Los Angeles Lee Federal Credit Union's net worth ratio is 23.13%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 23.13%
- Delinquency ratio (60+ days) (Q2 2026): 3.26%
- Return on assets (Q2 2026): -0.69%
- Loan-to-share ratio (Q2 2026): 57.10%
Los Angeles Lee Federal Credit Union (NCUA charter 16570, established 1964) reported $644K in assets and 67 members for Q2 2026 from Los Angeles, California. It ranks 237 of 238 credit unions in California by total assets. Total assets fell 3.4% from $667K on June 30, 2025. It has 2 fewer members than on June 30, 2025 (-2.9%). Its net worth ratio was up 0.60 percentage points from 22.53% on June 30, 2025. New vehicle loans are its largest loan category, $193K of $282K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.26% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 23.29% for Q1 2026; 22.53% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 3.94% for Q1 2026; 22.87% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.30% for Q1 2026; 0.98% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 57.11% for Q1 2026; 59.45% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $193K
- Used vehicle loans: $89K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $644K | 23.13% | 3.26% | -0.69% | 57.10% |
| March 31, 2026 | $645K | 23.29% | 3.94% | 0.30% | 57.11% |
| December 31, 2025 | $644K | 23.22% | 12.84% | -2.27% | 61.43% |
| September 30, 2025 | $658K | 23.30% | 11.86% | 0.66% | 57.62% |
| June 30, 2025 | $667K | 22.53% | 22.87% | 0.98% | 59.45% |
| March 31, 2025 | $652K | 23.10% | 6.08% | 3.50% | 56.84% |
Add this badge to your website
Free to use. It shows Los Angeles Lee Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Los Angeles Lee Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 16570) · FFIEC NIC profile (RSSD 631486)
Frequently asked questions
Is Los Angeles Lee Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Los Angeles Lee Federal Credit Union's net worth ratio is 23.13%, above the 7% NCUA threshold for well capitalized.
Is Los Angeles Lee Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Los Angeles Lee Federal Credit Union is a federally insured credit union (NCUA charter 16570): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Los Angeles Lee Federal Credit Union's key safety ratios?
For Q2 2026, Los Angeles Lee Federal Credit Union reports net worth 23.13%, delinquency 3.26%, ROA -0.69%, loan-to-share 57.10%.
What happens to my money if Los Angeles Lee Federal Credit Union fails?
For Q2 2026, Los Angeles Lee Federal Credit Union held $494K in shares and deposits for 67 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.