Los Angeles Lee Federal Credit Union Los Angeles, California
Los Angeles Lee Federal Credit Union is a federal credit union headquartered in Los Angeles, CA, established in 1964 (NCUA charter 16570), and it is regulated and insured by the NCUA. At Q2 2026 it reported 67 members and total assets of $644K (down 3.4% from Q2 2025), the 237th largest of 238 credit unions headquartered in California. Its net worth ratio was 23.13% at Q2 2026, in the well capitalized band.
Also written as Los Angeles Lee FCU
BankRegReports is independent of Los Angeles Lee Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 16570
- Headquarters
- Los Angeles, CA
- Established
- 1964
- Total assets, Q2 2026
- $644K
- Assets vs Q2 2025
- -3.4%
- Members, Q2 2026
- 67
- Net worth ratio, Q2 2026
- 23.13%
- Latest call report
- Q2 2026, NCUA 5300 · Los Angeles Lee Federal Credit Union call report
- Asset rank in state
- 237th of 238 in California
- Routing number
- 322078516
- Branches
- 2
It has 2 fewer members than on June 30, 2025 (-2.9%). Its net worth ratio was up 0.60 percentage points from 22.53% on June 30, 2025. New vehicle loans are its largest loan category, $193K of $282K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.26% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 23.13% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in California
Frequently asked about Los Angeles Lee Federal Credit Union
How big is Los Angeles Lee Federal Credit Union?
At Q2 2026 it reported total assets of $644K and 67 members.
Where is Los Angeles Lee Federal Credit Union headquartered?
It is headquartered in Los Angeles, CA, United States.
When was Los Angeles Lee Federal Credit Union founded?
It was established in 1964, per NCUA records.
Is Los Angeles Lee Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 16570): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Los Angeles Lee Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Los Angeles Lee Federal Credit Union well capitalized?
Its net worth ratio was 23.13% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Los Angeles Lee Federal Credit Union's delinquency ratio?
Its delinquency ratio was 3.26% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Los Angeles Lee Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 57.10% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Los Angeles, CA 90012
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1964
- NCUA Charter #
- 16570
- RSSD ID
- 631486
- Members
- 67
- Potential members
- 200
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 5.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 23.13% | 14.31% | 84th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.69% | 0.72% | 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -2.96% | 4.74% | 14th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 1.70% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 134.86% | 79.83% | under 10th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.39% | 0.78% | 74th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 3.26% | 0.86% | 15th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 2.09% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 57.10% | 58.92% | 47th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$644K total assets against $667K; $494K total shares and deposits against $515K; $282K total loans against $306K.
$149K net worth against $150K.
23.13% net worth ratio against 22.53%.
57.10% loan-to-share ratio against 59.45%.
3.26% delinquency ratio against 22.87%.
-0.69% return on assets against 0.98%; -2.96% return on equity against 4.34%.
1.70% net interest margin against 3.25%.
67 members against 69.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 23.13% | -0.69% | 3.26% | 57.10% |
| March 31, 2026 | 23.29% | 0.30% | 3.94% | 57.11% |
| December 31, 2025 | 23.22% | -2.27% | 12.84% | 61.43% |
| September 30, 2025 | 23.30% | 0.66% | 11.86% | 57.62% |
| June 30, 2025 | 22.53% | 0.98% | 22.87% | 59.45% |
| March 31, 2025 | 23.10% | 3.50% | 6.08% | 56.84% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.