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Maryknoll of Los Angeles Federal Credit Union Los Angeles, California

Maryknoll of Los Angeles Federal Credit Union is a federal credit union headquartered in Los Angeles, CA, established in 1955 (NCUA charter 10648), and it is regulated and insured by the NCUA. At Q2 2026 it reported 161 members and total assets of $1.1M (down 2.7% from Q2 2025), the 235th largest of 238 credit unions headquartered in California. Its net worth ratio was 11.02% at Q2 2026, in the well capitalized band.

Also written as Maryknoll of Los Angeles FCU

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Los Angeles, CA Credit Union Est. 1955 NCUA #10648 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
10648
Headquarters
Los Angeles, CA
Established
1955
Total assets, Q2 2026
$1.1M
Assets vs Q2 2025
-2.7%
Members, Q2 2026
161
Net worth ratio, Q2 2026
11.02%
Latest call report
Q2 2026, NCUA 5300 · Maryknoll of Los Angeles Federal Credit Union call report
Asset rank in state
235th of 238 in California
Routing number
322078587
Branches
2

It has 2 more members than on June 30, 2025 (+1.3%). Its net worth ratio was up 0.72 percentage points from 10.30% on June 30, 2025. New vehicle loans are its largest loan category, $353K of $577K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.36% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.02% net worth ratio is below that band's 14.31% median.

Frequently asked about Maryknoll of Los Angeles Federal Credit Union

How big is Maryknoll of Los Angeles Federal Credit Union?

At Q2 2026 it reported total assets of $1.1M and 161 members.

Where is Maryknoll of Los Angeles Federal Credit Union headquartered?

It is headquartered in Los Angeles, CA, United States.

When was Maryknoll of Los Angeles Federal Credit Union founded?

It was established in 1955, per NCUA records.

Is Maryknoll of Los Angeles Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 10648): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Maryknoll of Los Angeles Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Maryknoll of Los Angeles Federal Credit Union well capitalized?

Its net worth ratio was 11.02% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Maryknoll of Los Angeles Federal Credit Union's delinquency ratio?

Its delinquency ratio was 1.36% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Maryknoll of Los Angeles Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 56.93% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Los Angeles, CA 90012
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1955
NCUA Charter #
10648
RSSD ID
184786
Members
161
Potential members
300

Size & Membership

Total assets $1.1M
Total shares & deposits $1.0M
Total loans $577K
  New vehicle loans$353K
  Other secured non-real estate loans and lines of credit$101K
  Used vehicle loans$68K
  Other unsecured loans and lines of credit$55K
Members 161

Profitability

Q2 annualized
Return on assets (ROA) 0.78%YTD 1.83%
Return on equity (ROE) 7.08%YTD 15.79%
Net interest margin —
Efficiency ratio —
Cost of funds —

Capital & Asset Quality

Net worth $126K
Net worth ratio 11.02%
Net worth category Well capitalized
Delinquency ratio 1.36%
Loan-to-share ratio 56.93%
Yield on assets 3.61%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 4 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 11.02% 14.31% 24th bottom
Return on assets Middle half of peers: 0.16% to 1.30% 0.78% 0.72% 53rd above
Return on equity Middle half of peers: 1.04% to 8.69% 7.08% 4.74% 65th above
Net interest margin Middle half of peers: 3.31% to 4.53% not on file 3.93% not on file
Efficiency ratio Middle half of peers: 68.03% to 91.60% not on file 79.83% not on file
Cost of funds Middle half of peers: 0.37% to 1.23% not on file 0.78% not on file
Delinquency ratio Middle half of peers: 0.35% to 1.93% 1.36% 0.86% 38th below
Yield on assets Middle half of peers: 4.21% to 5.32% 3.61% 4.70% under 10th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 56.93% 58.92% 47th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$1.1M total assets against $1.2M; $1.0M total shares and deposits against $1.1M; $577K total loans against $608K.

Net worth

$126K net worth against $121K.

Net worth ratio

11.02% net worth ratio against 10.30%.

Loan-to-share ratio

56.93% loan-to-share ratio against 57.58%.

Delinquency ratio

1.36% delinquency ratio against 0.28%.

Return on assets and return on equity

0.78% return on assets against -2.54%; 7.08% return on equity against -24.64%.

Net interest margin
Members

161 members against 159.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 11.02% 0.78% 1.36% 56.93%
March 31, 2026 11.27% 2.94% — 57.44%
December 31, 2025 12.19% 1.55% — 59.41%
September 30, 2025 10.67% 5.95% 0.17% 58.79%
June 30, 2025 10.30% -2.54% 0.28% 57.58%
March 31, 2025 11.11% 3.45% — 58.67%

Scroll sideways to see every column.

Watch flags

Delinquency at 1.36%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.