M W P H Grand Lodge of Illinois Federal Credit Union Chicago, Illinois
M W P H Grand Lodge of Illinois Federal Credit Union is a federal credit union headquartered in Chicago, IL, established in 1984 (NCUA charter 24123), and it is regulated and insured by the NCUA. At Q2 2026 it reported 175 members and total assets of $418K (down 20.8% from Q2 2025), the 175th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 18.54% at Q2 2026, in the well capitalized band.
Also written as MWPH Grand Lodge of Illinois FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24123
- Headquarters
- Chicago, IL
- Established
- 1984
- Total assets, Q2 2026
- $418K
- Assets vs Q2 2025
- -20.8%
- Members, Q2 2026
- 175
- Net worth ratio, Q2 2026
- 18.54%
- Latest call report
- Q2 2026, NCUA 5300 · M W P H Grand Lodge of Illinois Federal Credit Union call report
- Asset rank in state
- 175th of 185 in Illinois
- Branches
- 1
It has 98 fewer members than on June 30, 2025 (-35.9%). Its net worth ratio was up 5.10 percentage points from 13.44% on June 30, 2025.
Credit unions similar in size in Illinois
Frequently asked about M W P H Grand Lodge of Illinois Federal Credit Union
How big is M W P H Grand Lodge of Illinois Federal Credit Union?
At Q2 2026 it reported total assets of $418K and 175 members.
Where is M W P H Grand Lodge of Illinois Federal Credit Union headquartered?
It is headquartered in Chicago, IL, United States.
When was M W P H Grand Lodge of Illinois Federal Credit Union founded?
It was established in 1984, per NCUA records.
Is M W P H Grand Lodge of Illinois Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24123): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates M W P H Grand Lodge of Illinois Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is M W P H Grand Lodge of Illinois Federal Credit Union well capitalized?
Its net worth ratio was 18.54% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
Credit Union Profile
- Headquarters
- Chicago, IL 60653
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1984
- NCUA Charter #
- 24123
- RSSD ID
- 584694
- Members
- 175
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 3 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 18.54% | 14.31% | 71st above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.29% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 12.33% | 4.74% | 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.40% | 4.70% | under 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | not on file | 58.92% | not on file |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$418K total assets against $527K; $340K total shares and deposits against $456K.
$77K net worth against $71K.
18.54% net worth ratio against 13.44%.
2.29% return on assets against 2.62%; 12.33% return on equity against 19.48%.
175 members against 273.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 18.54% | 2.29% | — | — |
| March 31, 2026 | 16.70% | 1.96% | — | — |
| December 31, 2025 | 16.69% | 3.33% | — | — |
| September 30, 2025 | 16.89% | 1.85% | — | — |
| June 30, 2025 | 13.44% | 2.62% | — | 0.00% |
| March 31, 2025 | 10.29% | 2.06% | — | 0.03% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.